Moneko: Shared Expenses, AI
Shared Budgets for Couples
Free · In‑App Purchases · Designed for iPad
Track shared expenses and budgets effortlessly. Log spending with text, voice, or photos and let AI organize everything for couples and groups.
Moneko is an AI powered app for fast, simple shared expense tracking and budgeting.
Most budgeting apps expect perfect inputs and spreadsheets. Real life is fast, messy, and shared. Moneko is built for how people actually spend money together.
Log expenses naturally using text, voice, photos, or chat style messages. You can also log expenses directly from WhatsApp. Moneko’s AI automatically organizes everything so you do not have to.
TRACK SHARED EXPENSES EFFORTLESSLY
Moneko makes it easy to track shared spending with people you trust. It is perfect for couples, friends, roommates, and groups managing money together. Add an expense once and everyone stays in sync automatically.
LOG EXPENSES YOUR WAY
Log expenses in seconds using the method that feels easiest. Type a quick message, speak it out loud, snap a photo of a receipt, log spending through chat style entries, or log expenses from WhatsApp conversations. No forms. No spreadsheets. No friction.
AI THAT HANDLES THE WORK
Moneko’s AI understands natural language and messy real world inputs. It automatically categorizes expenses, updates shared totals, keeps budgets in sync, and turns receipts and messages into clear summaries.
SIMPLE SHARED BUDGETING BUILT IN
Spending is organized into clear categories and shared spaces so you can see where money goes without strict rules or complex setup. Budgeting adapts to real life, not the other way around.
DESIGNED FOR REAL LIFE
Moneko includes shared expense tracking, shared budgets for couples and groups, WhatsApp expense logging, multi currency support, a clean and simple interface, and a privacy first design.
New users get a 1 month free trial. A subscription is required to continue using the app after the trial ends.
Log it once. Share it instantly. Let AI handle the rest.
Terms of Use EULA
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
We’ve fixed bugs and made improvements to enhance stability and performance.
The developer, Fenghua Shao, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Fenghua Shao
- Size
- 75.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Moneko Lifetime Earlybird $39.99
- Moneko Monthly Plan $5.99
- Moneko Yearly Plan $29.99
- Copyright
- © 2026 Moneko AI