This update makes ZappExpense faster and more reliable, with a tidy new way to manage recurring charges. - New: Clean Up Auto-Charges. Review the charges your recurring rules created, grouped by rule and envelope, and remove them in batches with the money refunded to the right envelope. - Fixed: deleting an expense that your Buffer had partly covered now settles correctly. - Fixed: transactions delete reliably and the list updates right away. - Faster: smoother performance with hundreds of transactions.

New this version: Insights & Spending Goals • Insights tab — see exactly where your money goes. Spend by merchant (search any store, like "how much did I spend at McDonald's?"), budget vs. actual for every envelope, and spending trends over time. • 50/30/20 Balance — instantly see how your income splits across Needs, Wants, and Savings against the classic 50/30/20 rule. • Spending goals — set a cut-goal like "keep dining under $150 this month," track your progress, and earn a Goal Crusher badge when you nail it. • Overspending, your way — choose to let envelopes go into the red instead of blocking you, with a friendly nudge to cover it. • A fairer financial wellness score that bounces back as soon as you're back on track. • A more polished, faster interface throughout. Everything stays private and on your device — no account, no cloud, no tracking.

This update focuses on reliability and polish: • Recurring expenses are smarter — bills and subscriptions post on exactly the right date • More accurate budgeting — envelope balances, rollovers, and transfers all behave as expected • A refreshed, easier-to-navigate interface with smoother menus • Cleaner Settings, plus more dependable backup and CSV/JSON export • Bug fixes and performance improvements throughout Thanks for budgeting with ZappExpense — we'd love your feedback!

- Update to envelope logic - Added gamification - Added feature to share transactions

- New envelope types - Saving envelopes and loans

- You can now import transactions directly

- Update offline database

- Updated system to be available offline - New local database

This update improves envelope logic and clarity across the app. Loan envelopes now use clearer payment-focused wording and tracking, with better handling for automatic monthly payments and extra manual payments. Savings and allocation flows were refined to reduce confusion and improve control. We also improved settings and data export so you can reliably export your data in CSV or JSON. Plus, general UI polish and bug fixes for a smoother experience.

- Added offline mode. No longer needs a active subscription to use.

- Updated interface

- UI screens updated - Simplified transaction history

- Updated UI for envelopes - Added caching system for fast loads

- Updated UI for transactions - New ability to find transactions by merchants - Filter expenses by date

- New income screen to add income sources - Updated UI

Redesigned envelope cards with a fresh, modern look. Each category now features its own color identity for easier visual recognition.