Penko Expense Tracker
Privacy-First Expense Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Track your expenses with complete privacy. No ads, no cloud sync, no data collection, completely FREE. Your financial data stays on your device, under your control.
Take Control of Your Finances - Simple, Private, Ad-Free
Penko is a powerful yet simple expense tracking app designed with your privacy in mind. No ads, no tracking, no cloud storage - just pure functionality to help you manage your money better.
KEY FEATURES
Smart Analysis
- Visual charts and graphs to understand your spending patterns
- Monthly and daily progress rings
- Category-based spending breakdown
- Compare current spending with previous months
- 6-month average calculations
Flexible Expense Tracking
- Quick expense entry with custom categories
- Multi-currency support with exchange rates
- Recurring expenses (daily, weekly, monthly, weekdays)
- One-time and recurring expense tracking
- Detailed expense history with search and filtering
Calendar View
- Interactive monthly calendar
- Daily expense visualization
- Week-by-week spending history
- Easy date navigation
Categories and Organization
- Create custom categories and subcategories
- Visual category distribution charts
- Detailed category analysis
- Smart categorization with color coding
Financial Planning
- Set daily and monthly spending limits
- Create financial goals and plans
- Track progress towards your goals
- Budget management tools
- Project future savings with interest calculations
Privacy First
- All data stored locally on your device
- No data collection or tracking
- No account required
- No cloud backup (your data stays with you)
- No advertisements
- Fully compliant with iOS privacy standards
Customization
- Dark and light themes
- Multiple currency support
- Customizable categories with colors
- Flexible date ranges for analysis
- Personalized budget limits
Insights and Analytics
- Monthly spending trends
- Category comparison
- Daily vs monthly averages
- Visual progress indicators
- Detailed expense reports
WHY CHOOSE PENKO?
- 100% Free: All features unlocked, no premium version
- No Ads: Clean, distraction-free interface
- Privacy Focused: Your data never leaves your device
- No Internet Required: Works completely offline
- Modern Design: Beautiful iOS-native interface
- Fast and Lightweight: Optimized for iOS performance
- Regular Updates: Continuously improving
PERFECT FOR:
- Students managing budgets
- Families tracking household expenses
- Anyone wanting financial clarity
- Privacy-conscious users
- People who prefer offline apps
SUPPORT THE DEVELOPER
This app is completely free with no ads. If you find it useful, you can support development through optional in-app donations (buy me a coffee or tea).
YOUR PRIVACY MATTERS
Unlike other expense trackers, we don't collect any data. No analytics, no tracking, no cloud sync. Your financial information is yours alone, stored securely on your device using iOS's secure storage.
FEEDBACK AND SUPPORT
We're committed to making this the best expense tracker for you. Have suggestions or found a bug? Contact us - we listen to our users!
Download now and start taking control of your finances today!
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Language support for following languages added;
German
Spanish
French
İtalian
Polish
Portuguese
The developer, AKINALP FIDAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- AKINALP FIDAN
- Size
- 4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.2 or later.
- iPhone
Requires iOS 16.2 or later. - iPad
Requires iPadOS 16.2 or later. - Mac
Requires macOS 13.1 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 7 more
- English, French, German, Italian, Polish, Portuguese, Spanish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Surprise Me $14.99
- Wrap $2.99
- Burger $4.99
- Tea $0.49
- Bagel $0.99
- Turkish Doner $8.99
- Water $0.29
- Coffee $1.49
- Copyright
- © 2025 AKINALP FIDAN. All rights reserved.