Teen Budget: Invested Instead
Small choices. Big outcomes.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
See what your everyday purchases could be worth if invested instead. Compare stocks, ETFs, and crypto across time and make smarter financial decisions.
What if you invested instead?
Invested Instead shows the hidden opportunity cost of everyday spending. See what your purchases could be worth today if invested in stocks, ETFs, or crypto.
Make smarter financial decisions with real data — not guesses.
Every purchase has a second version
The one you make today…
And the one you could have invested.
Invested Instead helps you visualize that difference instantly.
How it works
• Choose a common purchase (coffee, tech, subscriptions, and more)
• Enter the amount you’re about to spend
• Select an asset (stocks, ETFs, or crypto)
• Compare what it would be worth today
See results across multiple timeframes:
• 1 year
• 3 years
• 5 years
What you’ll see
• Clear “then vs now” comparisons
• Return percentages and gains
• Visual charts and value cards
• Realistic, market-based outcomes
Build awareness, not guilt
This app isn’t about restricting spending.
It’s about understanding the long-term impact of your choices.
Small decisions add up over time — Invested Instead makes that visible.
Track your decisions
• Save your comparisons
• Review your missed gains
• See totals by asset and category
Simple and private
• No account required
• All data stays on your device
• Fast, clean, and easy to use
Why it matters
Most people don’t realize how much everyday spending can compound over time.
This app helps you see it — clearly and instantly.
Subscription
Unlock unlimited comparisons and tracking features with a subscription.
The free version includes a limited number of comparisons so you can explore the experience.
Start seeing your money differently.
Privacy Policy: https://investedinstead.valioralabs.com/PrivacyPolicy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Enhanced stability & bug fixes.
The developer, Edwar Martinez, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Edwar Martinez
- Size
- 3.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly $4.99
- Monthly Premium Access $0.99
- Copyright
- © 2026 Valiora Labs
