YBUD: Budget & Expense Tracker
Voice, Receipt & Money Manager
Free · In‑App Purchases · Designed for iPad
Plan every money you spend, track expenses effortlessly, and keep your budget safely backed up with YBUD.
YBUD is the budget and expense tracker built around your paycheck—not an arbitrary calendar month.
Create a weekly, biweekly, twice-monthly, monthly, or custom budget period. Give every dollar a job, see what is left, and know whether you are on pace before the next payday arrives.
PLAN EACH PAYCHECK
• Build a guided budget with 50/30/20, Essentials First, or your own custom split
• Organize money into Needs, Wants, Future, savings, and debt
• Set up payment accounts and wallets so your plan matches how you actually spend
• Track recurring bills and upcoming expenses
• Carry allocations forward with flexible rollover rules
TRACK SPENDING YOUR WAY
• Add and edit expenses in seconds
• Speak an expense and let YBUD turn it into a transaction
• Scan a receipt to create a suggested expense
• Reuse your saved categories for faster, more consistent tracking
• Get 5 voice or receipt captures per month on Free
SEE WHERE YOUR MONEY GOES
• See what you have spent and what remains in the current period
• Check plan health, spending pace, and projected finish
• Review cash flow, category budgets, spending activity, and period trends
• Compare completed plans and learn from one paycheck to the next
GO DEEPER WITH BUDGET PLUS
Unlock a clear period review, category trends, spending drivers, and a comparison with your previous plan at the same point in the period. Budget Plus also includes unlimited smart capture, next-period planning, and cloud backup and sync.
PRIVATE BY DEFAULT
Your plans and transactions live in an on-device database and core budgeting works offline. No account is required to start. When you choose smart capture, only the recording or receipt needed to create your suggestion is securely processed. Cloud backup is optional and requires Budget Plus and Sign in with Apple.
MORE USEFUL DETAILS
• Light and dark appearance
• Multiple currencies
• Local JSON data export
• Restore purchases and account controls in Settings
• No ads and no sale of personal information
Whether you call it a paycheck budget, envelope budget, spending plan, or expense tracker, YBUD helps you make the money between paydays feel clear, intentional, and manageable.
Download YBUD and make a plan for your next paycheck.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://studio074.dev/apps/ybud/privacyPolicy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Improved cloud backup recovery, added plan allocations to expense categories, refreshed cloud icons, and fixed various bugs.
The developer, Galo Berlyn Garlejo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Galo Berlyn Garlejo
- Size
- 67.3 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Budget Plus Monthly $5.99
- Platinum Supporter $2.99
- Gold Supporter $1.99
- Silver Supporter $0.99
- Copyright
- © 2026 Studio 074