PayCheck Budget
Plan by Paycheck, Not Monthly
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Start with 30 days of full access—no card or account required. Add unlimited paychecks, assign bills to each one, and know what is safe to spend.
PayCheck Budget is built for people who budget by paycheck, not just by month.
Plan every dollar around the day you are actually paid. Add as many paychecks as a month requires—including bonuses, overtime, freelance work, or an extra biweekly payday—then assign bills and income to the paycheck that should cover them.
KNOW WHAT IS SAFE TO SPEND
See your income, committed bills, and safe-to-spend amount at a glance. Each paycheck gets its own plan, so you can make decisions today without losing sight of the next payday.
BUILT FOR REAL PAY SCHEDULES
• Semi-monthly, biweekly, weekly, and monthly schedules
• Unlimited one-time paychecks for irregular income
• Bills assigned to the paycheck that actually pays them
• Bill frequencies for every paycheck, monthly, annual, or one-time expenses
• Dual-income household planning
• Cash flow forecasting with a running balance
PLAN AHEAD
• Build savings goals a little at a time from upcoming paychecks
• Ask “Can I Afford It?” before a purchase
• Track paid and unpaid commitments separately
• Scan receipts and quickly add everyday spending
• Export budget reports as PDF or CSV
PAYCHECK BUDDY
Ask practical questions such as:
• “Am I on pace this paycheck?”
• “How much did I spend on dining?”
• “Can I afford $120 today?”
Paycheck Buddy works on device. Your budget questions are not sent to our servers.
YOUR BUDGET, YOUR DATA
No bank linking and no separate account are required. Your budget stays on your device and can sync through your iCloud account. You can also share a household budget with a partner through iCloud.
TRY EVERYTHING FOR 30 DAYS
New users receive 30 days of full in-app access beginning on first launch, with no card and no account required. After that, Premium unlocks paycheck budgeting, forecasts, sharing, Apple Watch support, receipt scanning, reports, and Paycheck Buddy.
Current U.S. introductory pricing for eligible customers:
• Monthly: $3.99/month for the first 12 months
• Annual: $29.99 for the first year
Standard pricing, eligibility, renewal terms, and any promotional details are shown before purchase and may vary by storefront.
Privacy Policy: https://paycheckbudget.com/privacy
Terms of Use: https://paycheckbudget.com/terms
Ratings & Reviews
Your budget can now match the way you really get paid.
• Add as many one-time paychecks as you need for any month
• Give added paychecks a name, date, and amount
• Assign bills, expenses, and extra income to any paycheck
• Keep assignments attached to the right paycheck when dates or order change
• See scheduled and added paychecks clearly labeled
• Safely move assigned items when an added paycheck is removed
The Budget screen also has a cleaner monthly overview for income, committed bills, and safe-to-spend money, plus a more useful two-column layout on iPad.
Also included: more durable savings-goal progress, clearer paycheck management, improved reports and widgets, and reliability fixes across sync and recurring bills.
The developer, Nathan Haring, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nathan Haring
- Size
- 23.5 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Watch
Requires watchOS 26.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Monthly Subscription $7.99
- Annual Subscription $79.99
- Copyright
- © 2026 Nathan Haring
