PayCheck Budget
Plan by Paycheck, Not Monthly
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Budget by paycheck, see what is safe to spend today, forecast cash flow to payday, and check current U.S. $3.99/month or $29.99/year offers for eligible users.
PayCheck Budget is built for people who budget by paycheck, not by month. It is made for anyone paid semi-monthly, biweekly, weekly, monthly, or on an irregular schedule.
Know what is safe to spend today and what you will have left all the way to payday.
WHY IT IS DIFFERENT
Budget by paycheck instead of forcing everything into one monthly view.
Plan around semi-monthly, biweekly, weekly, monthly, or irregular income.
Use Dual-Income Household support to combine two incomes into one plan.
See a Cash Flow Forecast timeline with upcoming paychecks, bills, and running balance.
Assign bills to the paycheck that actually needs to cover them.
Get a safe-to-spend number that adapts to the days left until payday.
Share with a partner through private iCloud sync, with no separate account required.
Check your budget or log purchases quickly from Apple Watch.
Scan receipts to capture purchases faster.
Export reports in PDF or CSV when you need them.
CASH FLOW FORECAST
See your money the way real life works:
A timeline of paychecks and bills in date order
Running balance after each income and expense
Early warning for tight weeks before they surprise you
Planning built around payday, not just the calendar month
CAN I AFFORD IT?
Standing in a store wondering if a purchase fits? Get an instant answer:
Safe-to-spend based on time until payday
Which paycheck has more room
Category impact and strain warnings
One-tap add expense
PAYCHECK BUDDY
Ask questions like:
“Am I on pace this paycheck?”
“How much did I spend on dining?”
“Can I afford $120 today?”
Paycheck Buddy runs on device. Your budget questions are not sent to my servers.
PRIVACY FIRST
No bank linking. No separate account. Your data stays on your device and can sync through your private iCloud. I
cannot see, sell, or share your budget data.
SUBSCRIPTION
Premium unlocks paycheck budgeting, dual-income support, cash-flow forecasting, iCloud sharing, Apple Watch
support, receipt scanning, reports, and Paycheck Buddy.
Current U.S. promotional pricing:
Monthly: $3.99/month for eligible customers
Annual: $29.99/year for eligible customers
Standard pricing, offer eligibility, renewal terms, and any promotional details are shown before purchase and
may vary by storefront.
Privacy Policy: https://paycheckbudget.com/privacy
Terms of Use: https://paycheckbudget.com/terms
Ratings & Reviews
This update focuses on making PayCheck Budget easier to start, restore, and keep using.
- Improved first-time budget setup so paycheck and bill details are entered before the premium prompt.
- Improved Safe to Spend calculations during setup.
- Improved iCloud restore behavior after reinstalling the app or returning on the same Apple ID.
- Restored budget history from CloudKit before uploading new local data during reinstall recovery.
- Fixed Dual-Income Household settings so monthly second-income details save correctly.
- Improved subscription handling so active trials and purchases are recognized more reliably.
- Updated the paywall to show current App Store offer details when available.
- Reduced overlapping popups during launch and subscription flow.
- Removed an internal setup testing shortcut from the live app.
- General cleanup and stability improvements.
The developer, Nathan Haring, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nathan Haring
- Size
- 22.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Watch
Requires watchOS 26.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Monthly Subscription $7.99
- Annual Subscription $79.99
- Copyright
- © 2025 Nathan Haring
