Liminal 2.0 introduces Nim, your AI money assistant. Ask it about your spending, savings, or balances and it answers with real charts and tables. Ask it to send money or settle a split tab and it does it. What's New - Nim, your AI money assistant. Ask about your spending, savings, or balances, or tell it what you want done, like sending money or settling a split tab. - Answers include charts, tables, and summaries when those are clearer than text. - Convert currencies in chat using live rates. - Nim suggests shortcuts based on the screen you're on. - Past conversations are saved, so you can pick up where you left off. - A new chat design that's faster and easier to use. - Security improvements throughout the app. Bug Fixes - Fixed a crash on startup on some Android devices. - Chat now renders smoothly on slower phones. - Scrubbing a chart no longer pauses your music. - Cleaned up the payment request screens. - Tidied the navigation bar on Android. - Fixed the logo size on the privacy screen. Coming Soon - Link accounts from other banks to see all your money in one place. - Investing. Buy and track stocks without leaving Liminal.

Liminal 2.0 introduces Nim, your AI money assistant. Ask it about your spending, savings, or balances and it answers with real charts and tables. Ask it to send money or settle a split tab and it does it. What's New - Nim, your AI money assistant. Ask about your spending, savings, or balances, or tell it what you want done, like sending money or settling a split tab. - Answers include charts, tables, and summaries when those are clearer than text. - Convert currencies in chat using live rates. - Nim suggests shortcuts based on the screen you're on. - Past conversations are saved, so you can pick up where you left off. - A new chat design that's faster and easier to use. - Security improvements throughout the app. Bug Fixes - Fixed a crash on startup on some Android devices. - Chat now renders smoothly on slower phones. - Scrubbing a chart no longer pauses your music. - Cleaned up the payment request screens. - Tidied the navigation bar on Android. - Fixed the logo size on the privacy screen. Coming Soon - Link accounts from other banks to see all your money in one place. - Investing. Buy and track stocks without leaving Liminal.

Liminal v1.3.6 — Release Notes Split Tabs takes a big step forward in this release: settle up at the tab level with polished balance cards and a cleaner "record a payment" flow. Plus a handful of fixes around KYC, onboarding, and clearer error messages. What's New - Split Tabs: settle up at the tab level, with polished balance cards and a cleaner "record a payment" screen. - USD and USDC are now consolidated in balances and debts, so the numbers are easier to read. Bug Fixes - Fixed the transactions screen freezing right after KYC, and gave Persona's dismiss prompt more time before timing out. - Fixed onboarding so it no longer gets stuck redirecting to itself. - Clearer message when your account isn't active yet for a transfer, instead of a generic failure. Coming Soon - PIX payments for Brazilian accounts. - Investing. - Nim.

Liminal v1.3.5 — Release Notes A security and polish release. Sign-in is hardened against abuse, the Nim and Investing tabs now show a preview of what's coming, and a couple of small mobile rough edges are fixed. What's New - The Nim and Investing tabs now show a coming-soon preview, so you can see what's on the way. Bug Fixes - Fixed the Nim tab so it opens straight into the chat on Android. - Fixed a date of birth showing a day off for people in timezones behind UTC. - Hardened sign-in against abuse — tighter limits on repeated one-time-code requests and other protections against automated attacks. Coming Soon - Split Tabs: keep a running tab with friends, add bills together, and settle in one tap. - PIX payments for Brazilian accounts.

Liminal v1.3.4 — Release Notes A polish release: a friendlier profile, a refreshed avatar style, and steadier notifications. What's New - Pick your own avatar colour from the edit-profile screen. - Refreshed avatar look — cleaner initials, soft white ring, gentle shadow. - More reliable push notifications for crypto deposits and payment requests. Bug Fixes - Edit-profile sheet reorganised so the Avatar section is easier to reach. - Identity verification is more forgiving when uploading the back of a document. Coming Soon - Split Tabs: keep a running tab with friends, add bills together, and settle in one tap. - PIX payments for Brazilian accounts.

Liminal v1.3.3 — Release Notes A polish patch on top of v1.3.2. Bank linking is more forgiving of formatting quirks, several SWIFT/BIC codes were corrected, and a handful of small mobile UX rough edges (signout, search spacing, the keyboard Done toolbar) are tidied up. Bug Fixes - Fixed missing bank logos on linked accounts — logos now load from the bank config. - Fixed bank linking failing when the IBAN was pasted with stray whitespace. - Fixed wire transfers being rejected by some banks because the bank address line was longer than 35 characters. - Corrected SWIFT/BIC codes for 46 banks where placeholder codes had slipped through. - Fixed the Bridge Terms of Service screen losing your destination when you arrived via a deep link. - Fixed signout occasionally hanging if the server cleanup call was slow — it now redirects immediately. - Removed the redundant Done toolbar above the keyboard on numeric inputs; "Person" recipients are now labelled "Individual". - Tightened vertical spacing around the search input on the Pay Someone screen.

# Liminal v1.3.1 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.3.1 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.3.0 — Release Notes A big release. Group expense splitting gets a permanent home with Split Tabs, deposits unlock COP and BRL via our new Bridge integration, and iOS 26 users get a beautiful native liquid glass tab bar. Plus phone number verification, a brand-new Contacts experience, and dozens of fixes across investing, onboarding, and stability. ## What's New - **Split Tabs** — Group expense splitting now lives in its own tab. Track shared bills with friends, settle balances, and never lose a split to a closed modal again. - **Smarter Split Modes** — Pick equal, percent, or custom amounts when splitting a bill. Decline a split and the modal reopens cleanly so the rest of the group keeps moving. - **Bridge-Routed Deposits** — Deposit USD, EUR, GBP, MXN, and now **COP (Colombian Peso)** and **BRL (Brazilian Real)** through our new Bridge integration. Faster settlement, more rails, broader country coverage. - **Native iOS 26 Liquid Glass Tab Bar** — On iOS 26 and newer, Liminal now uses the system's translucent liquid glass tab bar. Content gets the right padding so nothing hides behind it. - **Contacts** — A dedicated Contacts experience with phone-book sync, contact-joined notifications when a friend signs up, and auto-creation when you settle a P2P payment with someone new. - **Phone Number Verification** — Verify your phone number via Twilio SMS during onboarding and account security flows. - **Skeleton Loaders** — Home and savings screens now show shaped skeletons while data loads, instead of empty space. - **Failed Transactions in Inbox** — Failed transactions now surface in your notification inbox so you'll know if something didn't go through. - **Slide-to-Confirm with Haptics** — Financial actions use a slide-to-confirm gesture with continuous Core Haptics rumble — every confirmation feels deliberate. - **Boxed OTP Input** — A redesigned, boxed verification code input shared across phone, email, and 2FA flows. - **Restyled Face ID Guard** — A new full-bleed Face ID lock screen with a clear orange CTA. - **Investing (Early Access)** — Market-hours 1D chart with **$1 minimum orders**, last-session fallback when the market is closed, smarter pre-market handling, and full extended-hours support across charts and quotes. - **Social Auth** — Sign in with social providers, now enabled in production. ## Bug Fixes - Fixed Sell All on investing using a truncated balance instead of full precision - Fixed split bill state when the modal was reopened or a participant declined - Fixed phone number country picker and onboarding polish - Fixed iOS keyboard assistant bar overlapping the Nim chat input - Fixed an announcement modal that could wedge the screen - Fixed push notifications retaining stale device tokens after logout - Fixed onboarding routing — newly onboarded users now land in Nim chat, exit chat goes to home - Fixed DOB and nationality not mapping from Profile to the user profile hook - Fixed bank link requests missing the payment method - Fixed 1D investing chart axis spanning beyond the regular session - Fixed FontAwesome5 icon font preloading on the tab bar (no more missing icons on first launch) - Removed all `as any` escape hatches and debug leaks - Performance and reliability improvements throughout

# Liminal v1.2.0 — Release Notes ## What's New - Centralize notification type constants - Add AdminGetProviderCustomer RPC - Upgrade split bill with smart split amounts system - Add AdminListPersonaDecisions RPC - Add AdminListPersonaInquiries RPC - Switch bank logos to self-hosted assets.liminal.cash CDN - Genericize GetStatus with repeated ProviderStatus - Payment scheme selection and priority logic - Accept both request_id and correlation_id - Change adapter proto string fields to Currency/PaymentMethod enums ## Bug Fixes - Prevent orphaned identity records for non-existent users - Use default text color for incoming notification amount - Prevent EAS build hanging on workspace selection - Only alert on final delivery failure, not retries - Fetch verified identity from Persona on-demand - Register wallets across all chains after KYC verification - Deep link to savings screen with transaction modal - Strip @ prefix from user search queries - Prevent layout shift on search liminalist screen - Unify FX convert currency cards and remove debug logs - Prevent spurious "Session Expired" modal during OTP flow

# Liminal v1.1.1 — Release Notes A stability and polish release. Haptic feedback makes key actions feel more responsive, chart rendering is more reliable, and early access users can now explore investing directly from Liminal. ## What's New - **Haptic Feedback** — Financial action buttons now give you tactile confirmation when tapped, so every action feels intentional. - **Investing (Early Access)** — Early access users can now view and manage a portfolio with real-time performance tracking, redesigned value displays, and profit & loss insights. - **Smarter Nim** — Faster responses for simple questions and a smoother intro experience with a new animated preloader. ## Bug Fixes - Fixed Android dropdown picker not scrolling properly on some devices - Fixed Nim back button not returning to the transactions screen - Fixed chart crashes caused by flat data or large datasets - Improved portfolio value typography and P&L display

# Liminal v1.1.0 — Release Notes Our first minor release! Convert between currencies instantly with live FX rates, automate your finances with scheduled payments, and navigate a completely redesigned payments experience. Plus, we've expanded our payments infrastructure to support more countries and currencies — this is just the beginning. ## What's New - **Currency Conversion** — Convert between currencies instantly with live, competitive FX rates. Pick your pair, see the rate, swap. It's that simple. - **Scheduled Payments** — Set it and forget it. Automate recurring transfers to anyone on your schedule — weekly, monthly, or whatever works for you. - **Redesigned Payments Hub** — A completely rebuilt payments experience. Tap any notification to jump straight to the transaction details. - **In-App Announcements** — Stay in the loop with full-screen announcements and a swipeable carousel for new features and updates. - **Faster Identity Verification** — Selfie capture is now built into the verification flow for a smoother, quicker onboarding. ## Bug Fixes - Fixed currency swap not recalculating quote after switching pairs - Improved error handling across payments and identity verification - Fixed KYC data loading errors on pre-steps screen - Fixed error modal dismiss not navigating back to transactions ## Coming Soon - **Split the Bill** — Share expenses and settle up with friends, right from Liminal - **Nim** — Your AI financial assistant, built to help you manage your money smarter - **Investing** — Buy and sell stocks directly from your Liminal account

# Liminal v1.0.6 — Release Notes This release focuses on stability and polish — fixing authentication edge cases, improving payment reliability, and refining the overall experience. We've also laid the groundwork for currency conversion, investing, and Nim coming in future updates. ## What's New - Animated balance display - Date grouping for notifications - Bank address shown in deposit account details ## Bug Fixes - Fixed login redirect that could send authenticated users back to onboarding - Fixed OTP verification state lost when app is closed mid-flow - Fixed session expired popup appearing on manual logout - Improved error handling for payments and fee quotes - Fixed double-tap on financial transactions causing duplicate requests - Improved identity document photo handling - Improved visual distinction between error and warning states - Fixed SSN formatting during identity verification - Notifications now delivered even when push notifications are disabled - Removed unnecessary verification check for peer-to-peer transfers - Adjusted header spacing and balance font size ## Coming Soon - Currency conversion with live FX rates - Investing — buy and sell stocks directly from Liminal - Nim — your AI financial assistant

# Liminal v1.0.5 ## What's New - Push notifications on Android - Redesigned identity verification with step-by-step navigation - Nationality selection during ID verification - Tap a notification to jump straight to the details - Improved keyboard experience during onboarding ## Bug Fixes - Fixed staying logged in after app updates - Fixed sign-out after creating a new account - Fixed date of birth picker on iOS - Fixed app freezing during identity verification - Improved address validation and display on your profile - Improved phone number validation ## Coming Soon - Investing — buy and sell stocks directly from Liminal - Sign in via Apple and Google

Welcome to Liminal — the financial app built for people who live, work, and move across borders. Move Money Your Way - Send money to friends instantly with a Liminal tag or phone number - Pay and request payments from anyone on Liminal - Withdraw to linked bank accounts worldwide - Support for USD, EUR, and more Earn While You Sleep - Deposit into savings and earn competitive yields on your balance - Withdraw anytime — no lockups, no penalties Bank Linking & Top-Ups - Link your bank account for easy deposits and withdrawals - Support for international bank transfers and IBANs across countries Built-In AI Assistant - Chat with Nim, your AI financial assistant, right inside the app - Get help navigating features, understanding transactions, or answering questions Security First - Face ID and biometric authentication - Identity verification powered by Persona Designed for You - Full transaction history with detailed breakdowns - Manage contacts, recipients, and businesses in one place - Help & Support with FAQs and direct WhatsApp contact This is just the beginning. We have big plans — stay tuned.