Pockito: AI Expense Tracker

Safe to Spend & Daily Budget

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

See what's safe to spend today, after bills and your savings goal. Apple Pay taps and bank texts log themselves once you set up a Shortcut. No bank login. Pockito is an expense tracker and daily budget planner that fills itself in. No bank login. Your data is never sold. KEY FEATURES • Safe to spend: one daily number after bills and savings • Apple Pay and bank texts that log themselves • Voice entry: say "45 at Trader Joe's" and fix any part in place • Receipt scanner that reads every line into items with categories • Budget alerts and bill reminders before the money is gone • Bills, subscriptions and expected income in one Repeating tab • Wallet: cash, bank accounts and cards, each with its own balance • An AI assistant that sets limits, adds bills and answers questions • Recaps for any week, month or dates, free for everyone • Incognito Mode: no account, and your records stay on this device LOGS ITSELF • Apple Pay: tap at the register and the expense shows up a moment later. • Bank texts: when your bank texts you about a purchase, Pockito reads the message and files the expense. Formats for 54 banks and wallets in 14 countries are built in, Chase and Bank of America among them, and its AI reads messages from other banks. • Voice: tap the mic and say "Spent 80 on groceries". • Receipts: hold the camera over one and every line becomes an item. Screenshots, PDFs and pasted text work too, and you can attach a receipt to an entry you already have. • By hand: typing an entry yourself is free, with no monthly cap. Apple Pay and bank texts each run on a Shortcuts automation you set up once. IT LEARNS, AND IT ASKS • Fix a category once and Pockito remembers it. • Tell it which account a card belongs to, and that card's next texts go there. • Unclear messages wait in Needs a look until you decide. • With Pro, rules file your bank messages for you. ASK POCKITO Type or say what you want: • "Keep dining under $200 this month" sets the limit. • "Add Netflix, $15.99 a month" adds the bill and reminds you before it renews. • "How much went to Uber last week?" gets a straight answer. • "Am I on track for my $2,000 savings goal?" checks your progress. It asks before it deletes anything, and it answers in your language. AHEAD OF YOUR BILLS • Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget." • Bill reminders: "Netflix is due tomorrow." • The Repeating tab flags a free trial about to end and a subscription with no recorded spending for 60 days. • Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends. • Insights warns you early: "On pace to finish $90 over budget", unusual spending, a price that went up. Free shows the top alert, Pro shows them all. SEE WHERE IT WENT • Give any category a limit in Insights and see what's left. • Pick a week, a month or your own dates for a recap. YOUR ACCOUNTS AND NET WORTH • Wallet keeps cash, bank accounts, cards and savings, each with its own balance. • Credit cards show their limit and due date. • Add gold too. Live prices and net worth come with Pro. YOUR DATA • Sign in to sync your devices, or use Incognito Mode with no account. • Lock the app with Face ID. • With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up to iCloud. ALSO IN POCKITO • 23 Home Screen and Lock Screen widgets (Pro) • Shortcuts in all 24 of the app's languages, and Siri in each one Siri speaks • Full right-to-left Arabic FREE AND PRO Free: every manual entry, your full history, recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat. Pro: no limits on those, more accounts, budgets, categories and bills, net worth with live prices, widgets, every Insights alert, import, export and backup, rules for bank messages, and themes. Support: support@pockitoai.app Privacy: https://pockitoai.app/privacy Terms: https://pockitoai.app/terms

  • 5.0
    out of 5
    1 Ratings

Pockito 1.4.0 is our biggest update so far, and much of it started as a message or a review from you. HOME STARTS WITH TODAY Home now opens on what you can spend today, after your savings goal and bills are set aside. The color of the circle tells you how the period is going. A NEW WALLET TAB Cash, bank cards and gold each keep their own balance, in one place. Live prices and net worth come with Pro. REPEATING Your fixed bills live here now, with subscriptions and the money you expect in. Pockito reminds you before each one is due. RECAPS FOR ANY STRETCH OF DAYS Pick a week, a month or your own dates. Every recap is free, and a new one is ready the morning after each period ends. VOICE AND SCANNING Tap the mic in the bar and say it. Pockito writes as you talk, and you can fix any part in place. Hold the camera over a receipt and Pockito finds the edges, takes the photo when it is steady and reads every line. You can also paste a copied bank message, pick a receipt from Photos, share one from another app, or attach a receipt to an entry you already have. IT LEARNS FROM YOU Fix a category once and Pockito remembers it. Rules (Pro) tell it where a bank message goes, so the next ones file themselves. Voice, scans and bank messages now land in the right account. ALSO NEW • Every manual entry is free, with no monthly cap. • Categories moved into Insights. Same categories, same limits. • Pockito AI edits entries when you ask. It asks before it deletes, and it answers in your language. • You type amounts on Pockito's own keypad, right where the number sits. • A dot on a tab tells you something there is waiting for you. • Shortcuts work in all 24 of the app's languages, and Siri in each one Siri speaks. • Arabic now reads in Thmanyah, a typeface drawn for Arabic. • The Guide is a two-minute tour of the new Home, Wallet and Repeating. It stays in Settings for later. • 68 fixes. WE READ EVERY MESSAGE Found a bug, or missing something? Message us on WhatsApp at +20 155 091 6506. A real human answers, usually within hours. Ideas and requests are welcome at support@pockitoai.app. Thank you for every review. They shape what we build next.

The developer, Mohamed Salah Shazly, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • Dark Interface

    • Differentiate Without Color Alone

    • Sufficient Contrast

Seller
Mohamed Salah Shazly
Size
110.8 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 22 more
  • English, Arabic, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Latvian, Malay, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
Age Rating
4+
In-App Purchases
Yes
  • Pockito Pro Annual $39.99
  • Pockito Pro Monthly $7.99
  • Pockito Pro Weekly $2.49
Copyright
© 2026 Pockito. All rights reserved.