Release Notes - Version 2.1.0 Release Date: April 20, 2026 WHAT'S NEW Refreshed Home & Navigation The main navigation has been redesigned with a new floating navigation bar and animated tab items for a smoother, more polished feel. The app loading screen has also been updated for a cleaner startup experience. Account Slider A new account slider component lets you quickly scroll through and preview your accounts from the home screen, with a dedicated skeleton state for loading. Expand/Collapse Sections Key sections throughout the app now support expand and collapse, making it easier to focus on what matters without scrolling through everything at once. IMPROVEMENTS • Revamped card headers, user header, and notification button for a more consistent visual style • Portfolio overview and allocation cards updated with richer detail and improved layout • Monthly income chart added to the investment detail view • Investment list and view pages now show skeleton loading states for a smoother experience • Schedules page updated with skeleton loading and an improved summary card • Monthly Wrap income sources and top spending lists refined for better readability • Financial health modal polished with clearer context and layout • Transaction list skeleton loading states added across all list surfaces • Category form and progress items updated for better usability • Section headers standardized across modules • Liquid cash accounts sheet and net worth card improved • Balance card updated with new layout options BUG FIXES • Resolved layout inconsistencies in account charts and detail sheets • Fixed category mapping and migration edge cases • Corrected stock transaction matching and income aggregation logic • Improved reliability of dividend job scheduling in the background

Release Notes - Version 2.0.1 Release Date: March 31, 2026 WHAT'S NEW Transaction List Visual Refresh Transaction rows now use a cleaner, lighter presentation across the shared transaction list experience. Bottom divider lines were removed to reduce visual noise and improve readability when scanning grouped entries. IMPROVEMENTS • Updated shared transaction list item presentation for a cleaner, more modern look • Applied the same no-divider row style in date-based transaction bottom sheet sections (income, expenses, transfers) • Simplified row rendering logic by removing last-item border checks in transaction list mappings BUG FIXES • Improved consistency of transaction row styling across list surfaces after the v2.0.0 release

Release Notes - Version 2.0.0 Release Date: March 26, 2026 WHAT'S NEW Analytics & Insights Refresh The Analytics experience has been rebuilt around the numbers that matter day to day: a snapshot of net worth, how cash moved over the month, how your investments are doing at a glance, budget health, where spending concentrates, and what is coming up on your calendar—including transfers you have scheduled. Financial Health A dedicated Financial Health view helps you see how you are doing overall, with context you can open for more detail when you want to dig in. Investments The investment area has a richer portfolio overview, a clearer picture of how your holdings are allocated, and straightforward flows to add shares or record a sale. Income from investments is easier to follow alongside your other monthly wrap insights. Schedules & Monthly Wrap Scheduled transfers fit more naturally into planning, and the monthly wrap highlights investments and income in a clearer, easier-to-scan layout. IMPROVEMENTS • Dividend and payout-related updates run more reliably in the background • Charts and the startup loading experience are smoother • Notifications, profile, and account presentation refinements throughout the app • Updated app icon BUG FIXES • Balances and lists refresh more reliably after you change accounts, budgets, transactions, or investments—so what you see matches what you just saved • Chart labels and touch behavior are more dependable on analytics and investment screens • Choosing dates and times for schedules is more predictable, with fewer confusing states in the picker • Category handling is more consistent when you organize or update categories • Clearer layout and scrolling when viewing notifications and full transaction details

Release Notes - Version 1.5.1 Release Date: January 14, 2026 WHAT'S NEW Investment Payout Schedule View your dividend and payout schedule directly on the investment detail page! Now you can see when to expect income from your stock investments. • Monthly payout schedule card showing all dividend dates • Consolidated view - multiple payouts in the same month are automatically combined • Color-coded status badges (Declared/Estimated) • Accurate calculations using stored payout amounts • Clean, organized display at the bottom of investment details IMPROVEMENTS • Enhanced transaction viewing in Analytics and Monthly Wrap - tap any category or spending item to see detailed transactions in a bottom sheet • Better data organization for investment payouts • Improved investment detail page layout AI Assistant Improvements • More accurate dividend and investment income calculations in AI responses • AI now has access to all upcoming dividend dates (not just next 90 days) • Smarter dividend amount estimation using multiple data sources (PSE data, yield percentages, and historical amounts) • Investment context now included in all AI conversations for better financial advice • Fixed date calculations for more accurate payout predictions

Release Notes - Version 1.5.0 Release Date: January 12, 2026 WHAT'S NEW AI Chat Assistant - Your Personal Financial Advisor Meet your new AI assistant! Get instant answers about your spending, budgets, and financial goals. Just tap the sparkles icon in the header and start chatting. • Ask questions like "What's my spending this month?" or "How can I save more money?" • Beautiful chat interface inspired by iPhone Messages • Quick access from any screen with suggested prompts to get started • Smart responses to help you understand your finances better IMPROVEMENTS • Smooth animations and intuitive swipe gestures • Works beautifully in both light and dark mode • Easy to use - just tap, type, and get insights • Optimized for a fast and responsive experience

Release Notes - Version 1.4.2 Release Date: January 8, 2026 IMPROVEMENTS • Typography Consistency: Standardized font sizes across all components to use theme typography system instead of hardcoded values for better consistency and maintainability • Enhanced Account List Design: Improved spacing, padding, and typography in account list items for better visual hierarchy and readability • Investment Item Refinement: Updated font sizes and spacing in investment items for improved consistency with design system • Currency Formatting: Fixed currency display formatting in date schedules sheet to properly use currency formatting utilities BUG FIXES • Fixed currency formatting in date schedules sheet to correctly display currency symbols and amounts • Fixed typography inconsistencies across list items, account cards, and investment components • Improved spacing and padding consistency in account list items and investment items

Release Notes - Version 1.4.1 Release Date: January 7, 2026 IMPROVEMENTS - Account Exclusion from Net Worth: Control which accounts contribute to your net worth calculations! Exclude tracking accounts, test accounts, or external accounts from your financial metrics. Toggle in account form to exclude accounts from net worth. Excluded accounts automatically filtered from all calculations. - Settings Page Redesign: Complete redesign with improved organization and user experience. Modern interface with better visual hierarchy and navigation. - Added "Exclude from Net Worth" checkbox in account advanced options - Better settings organization and improved visual design across settings BUG FIXES - Fixed Monthly interest income calculation - Fixed account form exclude from net worth handling and enhanced settings page performance

Release Notes - Version 1.4.0 Release Date: January 5, 2026 MAJOR NEW FEATURES Investment Portfolio Management Complete investment tracking system! Manage stocks, real estate, savings, bonds, and more in one unified portfolio view. • Portfolio Overview: Visual dashboard with total value, allocation, and monthly income • Investment Categories: Filter by All, Stocks, Real Estate, Savings, Bonds, Crypto, Business, Other • Monthly Income Chart: Track income from dividends, interest, and rentals over 6 months • Investment Details: Detailed view for each investment with metrics and performance Stock Market Investments Track your stock portfolio with real-time position tracking, dividends, and performance metrics. • Stock Holdings: Add stocks with entry price, shares, and current market price • Position Tracking: Real-time unrealized gain/loss with percentage changes • Color-Coded Performance: Green for gains, red for losses • Dividend Tracking: Record dividend payouts (regular, irregular, declared, received) • Stock Securities Database: Search and select from stock market securities • Dividend Yield: Calculate and display dividend yield on investments Real Estate & Rental Income Track rental properties and their income streams automatically. • Rental Income Tracking: Automatically aggregate rental income from transactions and schedules • Property Details: View property value, monthly rent, and rental yield • Income Analytics: Historical and projected rental income visualization Enhanced Savings & Interest Track savings accounts with interest calculations and projections. • Interest Income: Automatic interest crediting integration • High-Yield Savings: Track different savings account types • Time Deposits: Monitor fixed-term investments with maturity tracking Category Protection System Critical financial categories are now protected with smart safeguards. • Protected Categories: Initial Balance, Rental Income, Dividends, Interest cannot be deleted • Safe Deletion: Non-critical categories can only be deleted if not in use • Usage Validation: Checks transactions, schedules, and budgets before deletion Image Performance Optimization Significantly faster image processing for receipts and attachments. • Fast Compression: 2-5x faster (400-800ms vs 2000-3000ms) • Better Quality: Superior compression with smaller file sizes • Non-Blocking: Improved threading that doesn't freeze UI User Settings Integration Investment features respect your personal preferences. • Currency Support: Values display in your preferred currency • Number Format: Values formatted according to your settings • Privacy Mode: Mask toggle integrated into portfolio overview API Integration Backend integration for enhanced functionality. • Stock Market API: Real-time stock data and securities lookup • Root API: Foundation for server-side features • Secure Communication: Token-based authentication IMPROVEMENTS • Portfolio Overview Card: Comprehensive dashboard with mask toggle for privacy • Investment Item Cards: Color coding, monthly income display, yield badges • Monthly Income Chart: Visual breakdown by income type • Total Network Card: Enhanced financial health overview • Floating Navigation: Improved tab navigation with investment tab • Data Management: Enhanced export/import with image support BUG FIXES • Fixed image compression performance issues • Improved image persistence and storage • Enhanced category validation and protection • Better transaction and schedule data integrity QUICK START Stock Investments: Investment tab → "+" → "Stock Investment" → Search stock → Enter shares/price → Save Dividends: View stock → "Add Dividend" → Choose type → Enter amount/date Rental Income: Create real estate account → Add rental transactions → View in Investment tab Portfolio: Filter by category, view income chart, tap for details, toggle privacy mask

Release Notes - Version 1.3.0 Release Date: January 15, 2025 WHAT'S NEW AI-Powered Receipt Scanning Scan receipts with your camera and let AI automatically extract transaction details. • Smart Recognition: Extracts merchant, amount, date, and type • Auto-Fill: Scanned data populates transaction details automatically • Receipt Attachment: Attach receipt images to transactions • Privacy-First: Receipt images processed securely - only parsed details saved locally Interest Rate Management & Automatic Interest Crediting Track and earn interest automatically! Set rates and let the app credit interest based on payout frequency. • Interest Configuration: Set annual interest rates for any account • Flexible Frequencies: Choose daily, monthly, or maturity payout • Automatic Crediting: Background job calculates and credits interest automatically • Tax-Aware: Set tax rates for after-tax calculations • Accurate Calculations: Uses Actual/365 day-count for maturity interest Sub-Accounts & Account Organization Organize accounts hierarchically! Create sub-accounts under parent accounts. • Sub-Account Creation: Create sub-accounts under any parent account • Account Subtypes: Traditional Bank, Digital Bank, High Yield Savings, Time Deposit, Stocks, Bonds, Real Estate, Cryptocurrency • Visual Indicators: Sub-account counts shown as badges on parent accounts • Combined View: View transactions from parent and sub-accounts together HOW TO USE Scanning Receipts: 1. Tap "Scan Receipt" when creating/editing a transaction 2. Take a photo of your receipt 3. Review auto-populated details and save Setting Interest Rates: 1. Edit account → "Edit Interest & Tax Rates" 2. Enter annual rate (e.g., 5 for 5%) 3. Set tax rate (default 20%) 4. Choose frequency: Daily, Monthly, or Maturity 5. For maturity, set start/end dates Creating Sub-Accounts: 1. Go to parent account's transaction page 2. Tap "Add Sub-account" 3. Choose type/subtype and set as child account 4. Save - sub-accounts appear with parent IMPROVEMENTS • Premium Account Slider: Redesigned with minimalist design • Interest Rate Display: Prominently shown on account cards • Enhanced Forms: Improved receipt scanning UI • Background Jobs: Automatic interest crediting • Better Error Handling: Clear error messages

IMPROVEMENTS Transactions Calendar View • Enhanced Calendar Display: Transactions now appear directly inside calendar day cells, showing transaction names and colored dots (green for income, red for expenses, blue for transfers) - matching the same intuitive display used in the schedules calendar • Monthly Summary: Added a compact monthly totals section above the calendar showing the current month's net total, updating automatically as you navigate between months • Improved Calendar Consistency: Transactions calendar now uses the same UI patterns and functionality as the schedules calendar for a more consistent user experience HOW TO USE NEW FEATURES Viewing Transactions in Calendar: • Switch to Calendar view using the toggle in the Transactions tab • See transaction names and colored indicators directly in each calendar day • Tap any date to open the bottom sheet with detailed transactions for that day • Navigate between months to see the monthly net total update automatically

Budget Management Create and track budgets to better manage your spending! Set spending limits for different categories and monitor your progress throughout the day, week, or month. • Create Budgets: Set spending limits for any category (groceries, entertainment, transportation, etc.) • Multiple Budget Periods: Choose daily, weekly, or monthly budgets based on your needs • Track Your Progress: See how much you've spent versus your budget in real-time • Visual Indicators: Color-coded progress bars show when you're on track (green), approaching your limit (yellow), or over budget (red) • Budget Details: Tap any budget to see all transactions within that budget period Enhanced Analytics Budget Summary - A new section in your Analytics tab shows all your budgets at a glance. See spending progress for all your budgets in one place, quickly identify which budgets need attention, and tap any budget to view detailed transactions. Month-by-Month Filtering - Filter your spending data by specific months to better understand your financial patterns. Navigate between months to see historical spending, view "All Time" data for the complete picture, available in Category Breakdown and Transaction views. Improved Navigation New Screens: • Budget Transactions: View all transactions for a specific budget period • Budget Details: See comprehensive information about each budget including spending breakdown and transaction history Organized Schedules Tab - The Schedules tab now groups your recurring items more clearly with separate sections for Budgets and Schedules, making it easier to find and manage both types of recurring items. IMPROVEMENTS • Better Transaction Filtering: Filter transactions by month to focus on specific time periods with improved filter interface • Enhanced Forms: Smoother experience when creating or editing items with better validation • Notifications & Feedback: New toast notifications keep you informed of actions with success and error messages • Visual Polish: Improved spacing and layout throughout the app with better empty states and more consistent design HOW TO USE NEW FEATURES Creating Your First Budget: 1. Go to the Schedules tab 2. Tap the "+" button 3. Select "Budget" 4. Choose a category, set your amount, and pick a frequency (daily, weekly, or monthly) 5. Save and start tracking! Viewing Budget Progress: • Analytics Tab: See all budgets in the Budget Summary section • Schedules Tab: View budgets organized by frequency (daily, weekly, monthly) • Tap any budget: See detailed spending and transactions for that budget period Filtering by Month: • Look for the month navigation arrows at the top of transaction lists • Tap the arrows to move between months • Tap "All" to see all transactions Enjoy better control over your spending with v1.2.0!

Redesigned Schedules Page - NEW: Collapsible schedule sections - expand and collapse income and payment schedules independently for better organization - Cleaner, more intuitive layout with section totals displayed at a glance - Improved visual hierarchy makes it easier to manage multiple schedules - Enhanced accessibility with better screen reader support Enhanced Analytics & Insights - NEW: Net Worth Projection feature - visualize your financial future with intelligent forecasting based on your income, expenses, and scheduled transactions - NEW: Category Breakdown view - detailed analysis of your spending and income by category with progress tracking - NEW: Transaction by Categories chart - better understand where your money goes with improved visualization - Enhanced category progress tracking with detailed breakdowns and trends Advanced Transaction Filtering - NEW: Comprehensive transaction filters - search and filter by type (income/expense/transfer), category, amount range, and date - Improved transaction search with multiple filter combinations - Better transaction list organization and navigation - Clear visual indicators for filtered results Scheduling Improvements - NEW: One-time schedule support - schedule single future transactions in addition to recurring ones - Enhanced schedule management with better notifications - Improved schedule detail views and editing