Cold Register
Colder is better
$1.99 · Designed for iPad. Not verified for macOS.
Take control of your financial life with Cold Register, the intuitive personal finance app designed to make money
management effortless. Whether you're tracking daily expenses, managing multiple accounts, or planning for the
future, Cold Register gives you the tools you need in a clean, easy-to-use interface.
MANAGE ALL YOUR ACCOUNTS
Keep all your finances in one place. Track checking accounts, savings, credit cards, and cash with ease. See your
balances at a glance and always know where you stand financially.
TRACK EVERY TRANSACTION
Record deposits, withdrawals, and transfers with just a few taps. Categorize your spending to understand where
your money goes. Add payees, memos, and check numbers to keep detailed records.
NEVER MISS A BILL
Set up scheduled transactions for recurring bills, subscriptions, and regular income. Cold Register automatically
reminds you when payments are due, so you're never caught off guard.
STAY ORGANIZED WITH CATEGORIES
Organize your transactions with customizable categories for both income and expenses. Track spending patterns and
identify areas where you can save.
RECONCILE WITH CONFIDENCE
Match your records against bank statements with the built-in reconciliation feature. Clear transactions as they
post and keep your books balanced.
ATTACH RECEIPTS & DOCUMENTS
Snap photos of receipts and attach them directly to transactions. Keep all your financial documentation organized
and searchable.
TRANSFER BETWEEN ACCOUNTS
Move money between accounts with linked transfers that automatically update both sides. Perfect for tracking
savings goals or credit card payments.
SECURE & PRIVATE
Your financial data stays on your device. Protect access with PIN lock and Face ID/Touch ID on supported devices.
No account required to get started.
SYNC ACROSS DEVICES
Connect to OneDrive to keep your data synchronized across all your devices. Your information is encrypted and
stored in your own cloud storage – we never see your data.
BEAUTIFULLY DESIGNED
Enjoy a clean, modern interface that makes managing money a pleasure. Support for light and dark modes lets you
use Cold Register comfortably any time of day.
KEY FEATURES
• Multiple account types: checking, savings, credit cards, cash
• Transaction categorization with custom categories
• Scheduled and recurring transactions
• Account reconciliation
• Receipt and document attachments
• Secure transfers between accounts
• PIN and biometric security
• OneDrive cloud sync
• Light and dark mode support
• No subscription required
Cold Register respects your privacy. Your financial data belongs to you – it's stored locally on your device and
only synced to your personal cloud storage if you choose. We don't collect, analyze, or sell your information.
Download Cold Register today and start your journey to better financial health.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes and UI improvements
The developer, Tim Southard, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Tim Southard
- Size
- 62.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Age Rating
4+
- 4+
- Copyright
- © 2025 Cold Penguin
