New seasonal themes — Halloween Haunt and Easter Parade — with a costumed duck to match, plus four new light themes. Minor bug fixes.

Quack 2.0 is our biggest update yet: your whole financial picture, all in one place. NEW: Portfolio & Net Worth The Money tab now goes beyond spending. Track everything you own — and owe — and watch your net worth grow over time. • Investment accounts built for Canadians: TFSA, RRSP, FHSA and more, in CAD or USD • Live stock & ETF prices — search any ticker and add your holdings • Log trades and Quack keeps your book value the CRA way (average cost, with fees handled correctly) — realized gains included • Real estate with valuation history, pensions, and other assets • Mortgages and loans as first-class liabilities • Net worth history at a glance NEW: Expected Income See what your portfolio pays you before it happens. • Dividend, interest, and rent projections — monthly, quarterly, or yearly • After-tax estimates using real Canadian tax brackets, personalized per person • Tax-free (TFSA/FHSA) and tax-deferred (RRSP) income called out separately • A cash-flow diagram that shows where your money comes from and where it goes Budgets, rethought Budgets are now yearly — set a yearly amount (or a monthly average, we'll do the math), then track your pace through the year instead of resetting every month. Contingency tracking rolls monthly ups and downs into the bigger picture. Also in this update • Numbers blur by default in the Portfolio — peek only when you want to • Full VoiceOver and accessibility improvements • Faster, leaner syncing • Lots of polish and bug fixes (including a macOS crash) Your money, your partner, one app. Happy quacking!

Three new features have waddled in — plus a faster, leaner app all around. SCHEDULED TRANSACTIONS Set any template to repeat, weekly through yearly. Due items land in a "Due for review" list on the Transactions tab, and nothing posts until you accept it — you stay in control. Month-end schedules survive February, and just-for-you schedules can stay private. TAGS Label spending across categories — "Tofino Trip", "Fixed Costs", you name it. Tag transactions by hand, or set rules that tag whole categories or sectors automatically (they even apply retroactively). A new dashboard card breaks down spending by tag, and tags work in filters and spreadsheet import/export too. ACTIVITY FEED The new bell on the dashboard shows who did what, when — additions, edits with friendly before-and-after details, and deletions. An unread dot tells you your partner's been busy. ALSO IN THIS RELEASE • Faster launch and snappier transaction saving • Refreshes use less data by skipping downloads when nothing has changed • Improved VoiceOver support • Sturdier spreadsheet imports • Forms no longer auto-jump to the next field • Fixed custom splits not carrying over from templates, and a squished Templates window on Mac New here? Try the demo from the login screen — no account needed. Quack!

New in Bank of Quack 1.3 Try it before you sign up - Demo Mode Tap "Try the Demo" on the login screen to explore the whole app, loaded with realistic data and guided by a friendly duck. No account, no network, nothing to clean up afterward. Balance History A new tab on your dashboard shows how the balance between members has shifted over time - a running chart plus a breakdown of who's moved the needle most. Tidy up your tabs Don't use budgets? Hide the Budgets tab from Settings. It's a per-device choice, so everyone can set the app up their way.

• Faster everywhere: quicker app launch, smoother scrolling on large histories, and far less data usage • Fixed budgets not refreshing after editing a transaction • Amount entry now works correctly in all regions (comma-decimal keyboards) • Clear error messages when something fails while offline, with one-tap sync retry • Lots of under-the-hood reliability improvements

- fixed budget UI refresh issue, budget changes should load instantly now

Fixed "Forgot Password" functionality.

- large performance improvements for users with 1000+ transactions - improved caching and background fetching to reduce network activity and improve experience - grouped transactions by date in the transaction list - other small bug fixes

- Native Mac App - Amount Filtering - Small bug fixes

What's New in 1.1.0 Introducing Budgets + Apple/Google Sign-in Support. Take control of your household spending with our new budgeting feature: • Category & Sector Budgets — Set spending limits for individual categories or entire sectors • Monthly or Yearly — Choose the budget period that works best for each category • Contingency Fund — Set aside a yearly buffer for unexpected expenses • Progress Tracking — Visual indicators show spending vs. budget at a glance • Unbudgeted Spending — See what you're spending outside of your budgets • Copy from Last Year — Quickly set up this year's budgets from previous data • Budget Wizard — Quick setup to get budgeting in minutes • Sector Ring Chart — Beautiful visualization of budget allocation by sector

Minor bug fixes and performance improvements

- "Quack Waddle" animation added to themes - Privacy mode moved to filter section instead of settings - 3 insights added to dashboard: spending pace, categories above typical, categories below typical

Massive performance improvements and slight UI polishes

Bug Fixes: improved excel imports and unlinked reimbursements work now.