Pofio: AI Budget & Net Worth

AI decodes your money habits

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Regenerate AI reports up to 3 times a month. Edit amount, date, and category in one place—tracking and review, smoother than ever. What is POFIO? POFIO is a premium finance and asset management app designed for individuals who take their financial strategy seriously. Unlike conventional budgeting apps that simply display statistics, POFIO transforms your income and expense data into decision-making insights. ■ Automatic Financial Analysis Reports Based on your entries, POFIO generates structured financial reports using key financial indicators. Your personal finances are analyzed like a portfolio — not just a list of transactions. ■ Income Benchmarking See how your income compares to the national average in Japan and understand your current financial standing objectively. ■ Monthly Asset Snapshots Record your total asset position once a month to track long-term wealth progression. Visualize annual summaries, income fluctuations, surplus ratios, and capital efficiency — and understand how effectively you manage your money. ■ Secure iCloud Integration Your data is safely stored in iCloud. Even if you delete the app, your financial records remain protected. About Data Entry POFIO does not connect to bank APIs or credit card integrations. All data is manually entered by design. This ensures complete flexibility: Unlike other apps that cannot support certain banks or asset types, POFIO allows you to fully construct your own comprehensive financial model. It requires discipline — but rewards you with precision. POFIO is built for those who want to manage their personal finances like a company balance sheet or an investment portfolio. For serious asset managers only.

  • This app hasn’t received enough ratings or reviews to display an overview.

What’s New Generate or regenerate AI reports up to 3 times per calendar month Analyze the current and previous month Edit transaction amount, date, and category together Copy tweaks and stability improvements

The developer, Haruki Ouchi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Haruki Ouchi
Size
  • 13.3 MB
Category
  • Finance
Compatibility
Requires iOS 18.0 or later.
  • iPhone
    Requires iOS 18.0 or later.
  • Mac
    Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.0 or later.
Languages
English and 3 more
  • English, Indonesian, Japanese, Traditional Chinese
Age Rating
4+
Copyright
  • © 2025 Haruki Ouchi