How Much House Can I Afford?
Home Affordability Calculator
Only for iPhone
Free · Designed for iPhone
iPhone
Find out exactly how much house you can afford in seconds.
Planning to buy a home? Stop guessing and start calculating. Home Affordability Calculator uses proven financial formulas and real-time mortgage rates to show you the maximum home price that fits your budget.
INSTANT AFFORDABILITY ANALYSIS
Enter your income, debts, and savings to instantly see your maximum home price. Our smart calculator considers your debt-to-income ratio, down payment, and current interest rates.
LIVE MORTGAGE RATES
Get today's average 30-year conventional mortgage rate automatically—no manual research needed. Want to use a custom rate? Toggle it off and enter your own.
COMPLETE PAYMENT BREAKDOWN
See exactly where your money goes:
Principal & Interest
Property Tax (estimated)
Home Insurance (estimated)
Total Monthly Payment
Your Housing-to-Income Ratio
FLEXIBLE OPTIONS
Use standard 20% down payment or customize it
Choose 30-year mortgage or set your own term (15, 20, 25 years)
Automatically identifies if you're limited by savings or income
PERFECT FOR:
First-time homebuyers
Anyone planning to refinance
Real estate investors
Financial planning
Download now and take the guesswork out of home buying!
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
The developer, Kevin Tang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kevin Tang
- Size
- 5.6 MB
- Category
- Finance
- Compatibility
Requires iOS 26.1 or later.
- iPhone
Requires iOS 26.1 or later. - Mac
Requires macOS 26.1 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.1 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Kevin Tang