Debt Tracker – IOU & Loans

Track money you owe or lend

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Track unlimited debts with Debtyy Pro. Try free – no account needed! Ever lent money to a friend and then forgot about it? Or felt awkward reminding someone? Small debts often disappear in notes and chats. They turn into uncomfortable conversations and lost money. Debtyy is a personal loan and IOU tracker designed for interpersonal debt tracking. Not an expense tracker or bill splitter — Debtyy focuses on who owes you and who you owe. Whether you lent money to friends or borrowed from family, keep track of every personal loan in one place. Perfect for: • Money lent to friends that hasn't been returned • Informal personal loans to family members • Tracking who borrowed money from you • Managing debts when you're the creditor or debtor • IOU tracking without awkward conversations • Loan to friends and family with clear payment history Create a debt in seconds with full details: person, amount, due date, and notes. Record partial payments with complete payment history for each loan. Set gentle reminders before, on, or after due dates — never auto-message your friends. Track bidirectional debts: see who owes you AND who you owe in one place. Always know where your money is with per-person statistics and payment history tracking. Why people choose Debtyy for personal loan tracking: • Track unlimited loans with Debtyy Pro • Partial payments & full payment history for every debt • Smart reminders (before/on/after due date) for money lent • Works offline-first — no internet needed for debt tracking • iCloud sync across iPhone, iPad, and Mac • No accounts, no ads, no tracking • Privacy-focused IOU tracker that stays on your device Unlike money tracking apps that require accounts or social features, Debtyy works completely offline. Your debt tracking records stay private on your device or in your personal iCloud. Set reminders for yourself to track loans to friends — never auto-message anyone. Your personal loan data belongs to you, not us. Use Debtyy for free with up to 3 active debts, or unlock Debtyy Pro for unlimited debt tracking, iCloud sync across devices, and detailed statistics. This is not a budget tracker, expense tracker, or receipt app. Debtyy is specifically designed for interpersonal debts and personal loans between people. If you're looking for an IOU tracker that handles money lent to friends and borrow money tracking with payment history, Debtyy is built for you. Just a clean and private way to manage your debts — without pressure or awkwardness.

Ratings & Reviews

  • 3.0
    out of 5
    1 Ratings

- New: Export your debts to CSV or PDF (Pro). - Fixed: Entering large amounts no longer disables Create Debt - Fixed: "Rate in App Store" button now reliably opens the App Store review page.

Version 1.0.8

The developer, Akylbek Utekeshev, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Akylbek Utekeshev
    Size
    • 19.3 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    Languages
    English and 9 more
    • English, Arabic, French, German, Hindi, Japanese, Portuguese, Russian, Simplified Chinese, Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2025 Akylbek Utekeshev
  • Privacy Policy

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