Refinance Breakeven Calculator
When Does Refinancing Pay Off?
Only for iPhone
Free · Designed for iPhone
iPhone
Thinking about refinancing your mortgage? Stop guessing and start calculating.
Refinance Breakeven Calculator shows you exactly how long it takes to recoup your closing costs and whether refinancing makes financial sense for your situation.
KEY FEATURES
Instant Break Even Analysis — See exactly how many months until your savings exceed closing costs
Monthly Savings Calculator — Compare your current payment to your potential new payment at a glance
Interactive Cost Comparison Chart — Visualize your cumulative costs over time with beautiful, easy-to-read graphs
Closing Costs Flexibility — Factor in both flat fees and points-based closing costs
Long-Term Savings Projection — Calculate total savings over your expected time in the home
SMART INSIGHTS
Enter your current mortgage details and potential refinance terms, and instantly see:
Your monthly payment savings
Exact break-even point (in months and years)
Total savings over your time horizon
Visual comparison of cumulative costs
PERFECT FOR
Homeowners considering a mortgage refinance
First-time refinancers evaluating their options
Real estate investors analyzing property finances
Financial planners helping clients make informed decisions
MAKE SMARTER DECISIONS
Don't refinance blindly. With rising and falling interest rates, knowing your true breakeven point is crucial.
Get informed about your mortgage refinance and get crucial information to make a decision.
Simple. Accurate. Free.
Download now and make your refinance decision with confidence.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
The developer, Kevin Tang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kevin Tang
- Size
- 6.2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2025 Kevin Tang