Ypsilon
Track loans, income & cashflow
Free · Designed for iPad
### Promotional Text
Track loans, income, and subscriptions/expenses—and see what’s coming next. Everything stays on your device. No account required.
Ypsilon helps you track loans, income, and upcoming payments in one simple app.
**Loans**
Track money you've lent to others, borrowed from friends, or owe to banks. Add loan details, payment schedules, and mark payments as paid. View overdue payments at a glance.
**Income**
Add income sources with recurring paydays (weekly, monthly, quarterly, yearly, or one-time). See upcoming income alongside loan payments for a complete financial picture.
**Dashboard**
View totals for money to receive and to pay. See all upcoming payments in one list, sorted by due date. Quickly identify overdue items.
**Cashflow**
A 30-day chart shows your expected cashflow based on scheduled payments and income. Track net flow over time.
**Calculator**
Calculate loan payments with adjustable interest rates, payment frequency, and loan terms.
**Multi-Currency**
Add loans and income in different currencies. Each entry displays in its original currency.
**Privacy**
All data stays on your device. No account, no cloud sync, no tracking. Your financial information never leaves your phone.
**Key Features**
• Track loans (lent, borrowed, bank credit)
• Manage income sources and paydays
• View upcoming payments in one place
• 30-day cashflow overview
• Mark payments as paid or postpone them
• Overdue detection (calendar-day based)
• Multi-currency support
• On-device data only
• No account required
Ypsilon is designed for anyone who wants a clear view of their personal loans, income, and payment schedule without complexity or privacy concerns.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
We’ve refined the experience and added thoughtful improvements to help you stay in control of your finances.
• Attach up to 3 photos to expenses (receipts, contracts, notes)
• View, share, and manage expense attachments easily
• Archive completed income, loans, and subscriptions for a cleaner view
• Mark loans as fully paid and move them to archive
• Improved expense and income termination flow
• More consistent archives across Expenses, Income, and Loans
• UI polish and layout refinements across the app
• Stability and performance improvements
As always, your data stays on your device. No accounts. No tracking.
The developer, ITYES IT FACTORY S.R.L., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ITYES IT FACTORY S.R.L.
- Size
- 7.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
French and 7 more
- French, German, Hindi, Italian, Romanian, Russian, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- Copyright
- © 2026 ITYES IT FACTORY S.R.L.