We've polished a few things to make Fundwise feel even better: Transfer transactions now show a helpful message when tapped, so it's clear they can't be edited directly Budget screen correctly shows an "All Categories Hidden" message instead of the empty state when you've hidden all your groups Reports now have a consistent look when there's no data to display Dark mode badges are now more legible with improved contrast Buttons have a more responsive press feel throughout the app

- Spending report now shows budget vs actual with progress bars for each category - Improved CSV import — now handles bank files exported in European and Indian encodings - Bug fixes and performance improvements

Split Transactions Split a single purchase across multiple budget categories. Add a grocery run that also covered household supplies and dining — each category gets its own amount. A balance indicator keeps totals honest before you save. Age of Money New report in the Reports tab. See how long your money sits before you spend it — a classic YNAB metric. Color-coded (green = 30+ days), with a 6-month history chart and personalised tips. Bulk Actions Tap Select in Transactions to multi-select. Categorize, clear, flag, or delete dozens of transactions in one go. Perfect for import clean-up. Transactions Tab A dedicated tab now shows all transactions across every account, with filter chips (All · Expenses · Income · Transfers · Uncategorized) and an account filter bar. The tab badge shows how many transactions still need a category. Pay Credit Card One-tap payment flow directly from your credit card account. Automatically moves money from your checking account and keeps your budget envelope in sync. Edit Transactions Tap any transaction to edit the amount, payee, category, date, memo, or account — including converting a regular transaction to a split. Category Notes Add free-text notes to any budget category — useful for tracking saving goals, purchase plans, or reminders. Payee Management New page in Settings → Data → Manage Payees. See usage counts, rename payees, and update default categories. Copy Last Month (one tap) Tap ··· in the Budget tab and choose Copy Last Month to instantly mirror last month's budgeted amounts across all categories. Bug Fixes & Polish Budget carryover now processes correctly when navigating between months Account balance and cleared balance stay accurate across all edit/delete flows Split transactions show a badge in both Transactions and Account Detail views Budget screen now shows a helpful empty state for new users

- Fixed a crash that could occur when switching apps immediately after launch - Improved app startup reliability on slower network connections - Added visual feedback during initial data loading - Better handling of first-time iCloud sync setup Thank you for using Fundwise!