One Habit: Pay If You Fail
Daily Habit Tracker & Goals
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
The habit tracker that uses financial accountability to make you actually follow through. Finally stick to your goals with real skin in the game. One Habit uses financial accountability to make sure you actually follow through on your commitments. Set your own accountability fee, track your progress, and only pay if you fail to do your habit. It’s the only habit tracker designed to be deleted.
WHY ONE HABIT WORKS: SCIENCE BACKED METHOD TO BUILD HABITS
Studies show that financial accountability is one of the most powerful motivators. Most habit trackers send notifications you can easily ignore. One Habit adds a cost to quitting. Whether it’s $1 or $10, having skin in the game is the most effective way to bridge the gap between "wanting" to build a habit and actually doing it.
THE SIMPLE, AFFORDABLE ALTERNATIVE
Don’t overpay for a simple feature. Other apps charge $10+ per month for AI verification and complicated "habit contracts." One Habit is built for humans who value simplicity. No AI bloat, no insane levels of verification. Just real results at a fraction of the cost.
HOW IT WORKS:
1. SET YOUR HABIT: Focus on one thing at a time. Quality over quantity.
2. SET THE STAKES: Choose an accountability fee that makes you show up.
3. SET A SCHEDULE: Specify when you’ll report your progress.
4. STAY CONSISTENT: Keep your word and pay nothing. Miss a day, and the fee is charged.
BEAUTIFULLY SIMPLE
No streaks, no social pressure, and no cluttered dashboards. We don't want you endlessly scrolling; we want you building your habit.
DESIGNED TO BE DELETED
When you've successfully completed your habits, we’ll actually invite you to delete the app. We don’t have shareholders or a profit motive, so we can purely focus on doing good and getting you on your way to a better life.
REAL IMPACT
We are committed to doing good. One Habit donates 10% of all company proceeds to charitable organizations supporting children in need.
Note on Fees: Accountability fees are service charges for the use of the platform's commitment mechanism. One Habit is a tool for self-discipline; fees are processed upon a missed check-in, admission of failure, or give-up.
Privacy policy: https://one-habit-app.com/#privacy
Terms: https://one-habit-app.com/#terms
Grace Tokens: Because nobody's perfect. These tokens let you protect your streak on the days you need a break. Available in the Profile tab.
Invite Friends: Share your referral code and you'll both earn a free grace token when they join.
Bug fixes and stability improvements.
The developer, Sebastian Muriel, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Sebastian Muriel
- Size
- 45.8 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- In-App Purchases
Yes
- Yearly Plan $23.99
- 5 Grace Tokens $4.99
- One Grace Token $2.99
- $24.99 Accountability Stake $24.99
- $5.99 Accountability Stake $5.99
- $1.99 Accountability Stake $1.99
- One Habit Monthly $2.49
- Copyright
- © 2026 Sebastian Muriel