Debtalyst
Plan your way out of debt
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Take control of your finances with Debtalyst — the smart debt payoff planner that does the heavy lifting for you.
TRACK YOUR DEBTS
- Add credit cards, loans, and other debts
- Monitor balances, interest rates, and minimum payments
- See your total debt at a glance
MANAGE YOUR MONEY
- Log all income sources
- Track recurring bills
- Understand your true available budget
CREATE YOUR PAYOFF PLAN
- Choose Avalanche (save on interest) or Snowball (quick wins) strategy
- See your projected debt-free date
- Watch your progress as you pay down debt
EXPLORE SCENARIOS
- What if you paid an extra $100/month?
- Compare different payment strategies
- See how extra payments save you money
LEARN AS YOU GO
- 8 built-in lessons covering debt basics, payoff strategies, credit, budgeting, and the psychology of money
- Terms glossary so financial jargon never trips you up
- Guided first-time tutorial walks you through every screen
SCAN DOCUMENTS, AUTO-FILL DATA
- Snap a photo of a bank statement, pay stub, credit card bill, or handwritten note
- Upload PDFs, Excel files, or CSVs
- AI extracts your incomes, bills, and debts automatically; review and save with one tap
YOUR PERSONAL AI FINANCIAL COACH
- Chat with an AI coach trained on your real numbers
- Get personalized advice on which debt to tackle first, how to free up cash flow, and what to do next
- Streaming answers in seconds
CLOUD BACKUP, BUILT-IN
- Your data is automatically backed up to your account
- Sign in on a new device and pick up right where you left off
SOME FEATURES
Unlimited debts, incomes, and bills
Document scanning with AI auto-fill
AI Financial Coach
Custom scenario amounts
Payment reminders
PDF and CSV exports
All advanced lessons unlocked
Free to start. Premium unlocks everything when you're ready. Start your journey to financial freedom today.
Ratings & Reviews
- Scan & auto-fill: snap a photo of a bank statement, pay stub, or handwritten note, or upload a PDF, Excel, or CSV and it will extract your incomes, bills, and debts automatically
- Help guide on every screen: Tap the help icon for a quick, plain-English explanation of what you're looking at and how to use it.
- Windfall Planner: See exactly how a one-time bonus, tax refund, or extra cash shortens your payoff timeline and reduces interest.
- Monthly Balance Check-In: Quickly update your real debt balances each month and watch your progress against your plan.
- Refinance Calculator: Compare your current loan or credit card to a new rate and term to instantly see your savings.
The developer, Gandal Base LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Gandal Base LLC
- Size
- 45.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Debtalyst Premium $29.99
- Debtalyst Premium $12.99
- Debtalyst Premium $5.99
- Copyright
- © 2025 Gandal Base LLC