Smart Flow+ is an intelligent personal finance app designed to help you organize your income and expenses in a simple, practical, and modern way.
With it, you can track your financial flow, understand where your money is going, and make more conscious decisions about your spending — all in one place.
Record transactions via WhatsApp using AI
One of Smart Flow+’s biggest advantages is its integration with WhatsApp.
You can automatically record income and expenses by sending a text or voice message, such as:
“Grocery expense in the amount of 55.50”
The system interprets your message with the help of Artificial Intelligence and automatically creates the transaction for you, saving time in your daily routine.
Ideal for recording expenses as they happen — at the supermarket, during transportation, or in any everyday situation.
Complete and intuitive dashboard
Intelligent recurring system powered by AI
Create personalized rules for recurring transactions by defining frequency, intervals, and dates.
The app automatically manages these entries and notifies you in advance when a transaction is about to occur, helping you plan ahead and keep everything organized.
Visualize your finances clearly with charts and indicators that show:
Monthly balance
Total income and expenses
Cash flow
Financial results
Income and expenses by category
Statements and projections
Everything is presented in a simple way, making it easy to understand even if you have no prior experience with financial control.
Category organization
Create and customize Income and Expense categories to better organize your records and understand your main spending patterns.
Multi-language support
Smart Flow+ is multilingual and can be used in:
Portuguese
English
Spanish
You choose your preferred language directly in the app.
Simple, secure, and practical
Modern and easy-to-use interface
Financial control at your own pace
Ideal for personal use
All your data organized in one place
Who is Smart Flow+ for
People who want to better organize their finances
Those looking for practical expense control
Users who want to quickly record expenses
Anyone who wants to better understand their monthly cash flow
Smart Flow+ was created to make financial control simpler, smarter, and more accessible, using technology to make your life easier.
Start now and gain more clarity over your finances.
Ratings & Reviews
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What's new in version 1.4.1:
- Weekly summary: improvements to the weekly summary notification for a more consistent experience.
- Search: enhanced search system for faster and more accurate results.
- General bug fixes for improved app stability.
Version 1.4.1
The developer, MARIO SERGIO SIERRA DELFINO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
MARIO SERGIO SIERRA DELFINO
Size
131.1 MB
Category
Finance
Compatibility
Requires iOS 12.0 or later.
iPhone Requires iOS 12.0 or later.
iPad Requires iPadOS 12.0 or later.
iPod touch Requires iOS 12.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.