Spendful is a calm, simple way to notice your spending without budgets or bank connections.
Log your spending as it happens, with support for multiple entries per day, optional categories, and the exact date and time of each purchase. Scan a receipt or share one directly from your camera roll or any other app and Spendful will fill in the details for you.
Review gentle weekly and monthly summaries to understand your habits over time. A personal journal lets you capture your own thoughts alongside the numbers. AI-powered insights reflect on your spending in a tone that suits you: calm, playful, or direct.
Your Spendful Companion is an AI assistant built into the app. Ask it to log an entry, look up what you spent last week, add a category, set a reminder, or just reflect on a purchase, all through natural conversation. You can also speak to your companion using voice.
Spendful is designed for awareness, not judgment. There are no budgets, no goals, and no ads.
Features:
- Log multiple spending entries per day
- Scan receipts or share them from any app to log automatically
- Record the date and time of each purchase
- Swipe between days, weeks, months, and years
- Optional categories for common expenses
- See entry counts per category and choose between comfortable and compact views
- Star entries to keep important ones easy to find
- Personal journal on weekly and monthly summaries
- Journal reminders every week and month, tap to open your reflection instantly
- AI-powered spending insights with tone options
- AI Companion for logging and reflection, with voice support
- Year in numbers, a full annual overview of your spending
- Weekly and monthly summaries
- Offline-first, no account required
- No bank connections
- Your data stays on your device. New users get a 7-day free trial
Terms of Use: https://spendful.io/terms
Clean UI & a very thoughtful purpose behind the app. Props to the developer!
Swipe left and right anywhere in the app to move between days, weeks, months, and years, no tapping required.
Categories got a big upgrade: see how many entries are in each one, switch between comfortable and compact views, and choose where existing entries go when you delete a category.
Your Companion is now more conversational and picks up on your voice automatically. It also remembers your name reliably now.
A few other things: the app icon now supports dark and monochrome variants, mid-period nudges now open your journal directly, and you can wipe all your data from Settings if you ever want a fresh start.
Version 1.5.3
The developer, Khoa Bui, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More