SpendMind

Finance

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Most budget apps make money private. SpendMind makes it shared. You and your partner share one budget, both see the same numbers in real time, and finally stop having the same money conversation. Built for couples — and just as good for families and roommates who manage money together. BUDGET TOGETHER IN REAL TIME Share budgets and see changes instantly. Set permissions for each collaborator, track who changed what in the activity feed, and keep everyone on the same page — perfect for household expenses and shared bills. SMART BUDGET TRACKING - Create budgets for any period — monthly, quarterly, or yearly - Track income, expenses, and savings in one place - Organize spending with customizable categories - Monitor planned vs. actual spending as it happens - Duplicate budgets quickly for recurring periods MOMENTS WORTH COMING BACK FOR - Close out each budget period with a Wrap-Up that celebrates how you really did - Build a daily logging streak and earn it day by day - See your progress add up with a personal Year in Review - Every win — small or big — gets a moment that matches it SAVINGS GOALS - Set targets linked directly to your budget - Track progress with visual indicators - Automatic goal creation from savings categories POWERFUL ANALYTICS - Visual breakdowns of spending by category - Spot trends over time with historical data - Financial Health Score, budget projections, and multi-budget comparison (Premium) STAY MOTIVATED - Earn badges for hitting financial milestones - Build streaks for consistent tracking - Complete challenges to improve your money habits EXPORT & REPORTS (Premium) - Generate professional PDF and Excel reports - Export data for tax prep or personal records - Choose from multiple report templates WORKS OFFLINE Full functionality without internet. Your data syncs automatically when you're back online — so you never lose track of a single expense. SECURE & PRIVATE Your financial data stays private with two-factor authentication, secure account recovery, and full control over your data. GO PREMIUM Upgrade to unlock unlimited budgets, advanced analytics, all export formats, a budget templates library, additional collaborators, and more. SpendMind — same budget, same page, no arguments. Built in Johannesburg, used by couples everywhere. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • This app hasn’t received enough ratings or reviews to display an overview.

• Home & lock-screen widgets: see what's left to spend, plan vs actual, and your top spending categories at a glance — on both iOS and Android. • Rate SpendMind: love the app? You can now leave a rating in a tap. • Better together: category comment threads, live typing presence, and easy invites with QR codes and an invite inbox. • Stay motivated: new challenges, streaks, and celebratory moments when you hit your goals — now reliable even when you're offline. • Your Journey & Year in Review: look back on your progress and budget wrap-ups. • Smarter budget insights: period and partner comparisons, plus currency fixes. • Calmer notifications: fewer duplicates and less noise. • Many stability and performance fixes, including Google Sign-In on iOS.

The developer, Kudakwashe Dhliwayo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Kudakwashe Dhliwayo
Size
  • 72.1 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
13+
In-App Purchases
Yes
  • Premium Yearly $49.99
  • Premium Monthly $4.99
Copyright
  • © 2025 Kudakwashe Dhliwayo