Invoice Generator: XOWE

Estimate & Receipt Maker

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

XOWE - invoices that get paid. XOWE turns your phone into a complete billing desk. Create polished invoices and estimates in seconds, send them as a link or a PDF, and let your client pay by card without ever leaving their browser. GET PAID BY CARD - STRIPE BUILT IN Connect your own Stripe account and add a Pay button to any invoice. Your client taps it, pays by card, Apple Pay or Google Pay, and the money lands in your Stripe balance - not ours, not a holding account, no waiting for a payout from us. KNOW WHAT'S HAPPENING - INSTANT PUSH NOTIFICATIONS Your phone buzzes the moment something changes. Your client opened the invoice. Your estimate was accepted - or declined. The payment cleared. No refreshing, no wondering, no "did they get it?" emails. Every status change reaches you the second it happens, and the document updates itself. LET CLIENTS TIP YOU Turn on tips and your invoice page invites your client to add a little extra on top - nothing is preselected, nothing is pushy, it's entirely their call. The tip goes through the same card payment, straight into your Stripe balance. Great work often gets rewarded; you just have to leave the door open. A LIVE INVOICE LINK, NOT JUST A PDF Every document gets its own secure web page. Send the link by message, email, or however you already talk to your clients - nothing to download, nothing to install on their side. BEAUTIFUL, PRINT-READY PDFs Clean, professional, vector-sharp documents with your logo. Preview before you send, share to any app, email it, or send it straight to an AirPrint printer. ESTIMATES THAT BECOME INVOICES Send an estimate, let your client accept or decline it, then convert the accepted one into an invoice with a single tap. Separate numbering, full history, no retyping. AUTOMATIC PAYMENT REMINDERS Stop chasing people. XOWE emails your client a polite nudge around the due date, so you don't have to write the awkward follow-up. BUILT FOR SPEED • Client directory - save once, reuse forever, or add a client inline while you're writing the invoice • Item catalog - your services and prices, one tap away • Reusable tax rates, discounts and custom fields • Address autocomplete and import straight from your Contacts • Automatic invoice numbering • Multi-currency support NO ACCOUNT, NO SIGN-UP No email, no password, no onboarding wall. Open the app and send your first invoice. Your data is yours. WHO IT'S FOR Freelancers, contractors, designers, developers, photographers, tradespeople, consultants, tutors, small agencies - anyone who bills clients and would rather be doing the actual work. XOWE is free to start. Premium unlocks unlimited documents and the full feature set via an auto-renewing subscription; payment is charged to your Apple ID and renews unless cancelled at least 24 hours before the end of the period. Card payments and tips require a Stripe account (free to create) and carry a small platform fee on top of Stripe's own processing fees. Terms of Use (EULA): https://tivforge.com/xowe/terms/ Privacy Policy: https://tivforge.com/xowe/privacy/

Ratings & Reviews

  • 5.0
    out of 5
    2 Ratings

- Bugfixes - Added description field for item

Version 1.0.4

The developer, Igor Chernobai, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Igor Chernobai
Size
  • 28.5 MB
Category
  • Business
Compatibility
Requires iOS 17 or later.
  • iPhone
    Requires iOS 17 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English and Spanish
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 TivForge LLC.
  • Privacy Policy

    • More by Igor Chernobai

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