Earn USDC yield. Use Mo without gas fees. Eligible non-US users can trade tokenized stocks 24/7. Book hotels with USDC and collect Mo Points.
Earn yield on USDC, a digital dollar. Grow your balance, use Mo without gas fees, and keep control of your assets.
Eligible non-US users can trade supported tokenized US stocks 24/7. When it is time to travel, book hotels directly with USDC.
GROW YOUR USDC
Put your USDC to work in Mo Earn vaults and earn yield in USDC. Choose from strategies with different risk levels and withdraw your yield in USDC. Returns vary and are not guaranteed. Yield involves risk, including loss of funds.
USE MO WITHOUT GAS FEES
Send, trade, use Earn, and manage borrowing without paying gas fees. Mo sponsors gas for in-app transactions, so you do not need to keep a separate gas-token balance. Other service fees, third-party routing and provider costs, and borrowing interest may apply.
TOKENIZED STOCKS FOR ELIGIBLE NON-US USERS
Buy and sell supported tokenized US stocks 24/7, with assets held in your own wallet. Available only to eligible non-US users, subject to jurisdiction and provider restrictions.
BOOK YOUR NEXT STAY WITH USDC
Search and book hotels directly in Mo, pay with USDC, and collect Mo Points on eligible bookings. Manage your booking in the app, including cancellations, guest changes, and rebooking where available.
Use Mo Points toward future hotel bookings, eligible bank withdrawal fees, or Mo Plus. Points are separate from USDC yield and cannot be withdrawn or redeemed for cash or USDC.
ACCESS USDC WITHOUT SELLING YOUR COLLATERAL
Borrow USDC against supported crypto through Morpho or supported tokenized Mag7 stocks through Aave, with no Mo loan origination fee on either protocol. Stock-backed borrowing is available only to eligible non-US users, subject to jurisdiction and provider restrictions.
Keep exposure to your collateral while accessing USDC. Borrowing interest is variable, and collateral can be liquidated if your position exceeds the protocol's borrowing limits.
MOVE MONEY ON YOUR TERMS
Send and receive USDC, or share your Mo Box tag so anyone can pay you, even without the Mo app.
Add USDC through supported bank transfers with no Mo onramp fee. Bank and intermediary fees may apply. Banking features require identity verification and are subject to provider and jurisdiction availability.
Optional Mo Plus removes Mo's integration fee on eligible trades and cross-chain routes, reduces eligible bank withdrawal fees, and increases Travel points. Third-party costs still apply. Mo Plus uses fixed terms without automatic renewal.
YOUR WALLET, YOUR CONTROL
Mo is self-custodial. Your assets stay in your wallet. Mo is not a bank or an exchange, and your assets are not insured bank deposits.
Download Mo and put your USDC to work.
Ratings & Reviews
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• Earn yield on USDC through Mo Earn.
• No gas fees for in-app transactions. Other fees may apply.
• Eligible non-US users can trade supported tokenized US stocks 24/7.
• Borrow USDC through Morpho or Aave with no Mo origination fee. Variable interest and liquidation risk apply; stock-backed borrowing is for eligible non-US users.
• Book hotels with USDC and collect Mo Points.
Version 0.8.13
The developer, Mo Technologies Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Mo Technologies Inc.
Size
106.7 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
Languages
English and 6 more
English, French, German, Portuguese, Russian, Spanish, Traditional Chinese
