Purpose Budget
Zero-Based Envelope Budgeting
Only for iPhone
Free · In‑App Purchases
iPhone
Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes.
Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial.
BUDGETING MADE SIMPLE
• Assign every dollar to a category — rent, groceries, savings, and more
• Set monthly targets and track progress toward your goals
• Move money between categories when plans change
• Get alerts when you're overspending or underfunded
CONNECTED ACCOUNTS
• Link your bank accounts securely with Plaid (Premium)
• Transactions import automatically — no manual entry needed (Premium)
• Add manual accounts for cash, investments, or anything else
• Reconcile balances to keep everything accurate
TRACK EVERY TRANSACTION
• See all your transactions in one place across every account
• Categorize, split, and approve transactions with a tap
• Search, filter, and bulk-edit to stay organized
• Smart rules auto-categorize recurring purchases
REPORTS & INSIGHTS
• Net Worth — watch your wealth grow over time
• Spending Analysis — see where your money goes
• Income vs Expenses — track your monthly cash flow
• Category Breakdown — drill into group-level spending
BUILT FOR MOBILE
• Quick-add transactions on the go
• Dark mode support
• Multi-currency support for 20+ currencies
• Works alongside the Purpose Budget web app at purposebudget.com
SUBSCRIPTION DETAILS
Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually:
• Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces.
• Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support.
New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://purposebudget.com/privacy
Ratings & Reviews
Under-the-hood improvements and diagnostics enhancements for better reliability.
The developer, Purpose Budget, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Purpose Budget LLC
- Size
- 59 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Annual $69.99
- Premium Monthly $8.99
- Essential Annual $24.99
- Essential Monthly $2.99
- Copyright
- © 2026 Purpose Budget LLC