Paylo
Shop Smarter. Checkout Faster
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Shop products and book services from verified merchants all in one app.
Paylo brings together quality merchants offering everything from everyday essentials to unique finds, professional services to experiences you'll love.
• Fresh groceries and food items
• Fashion, beauty, and accessories
• Home goods and lifestyle products
• Professional services and experiences
• Local artisan goods
• Hard-to-find imports and specialty items
FEATURES
• Multi-Store Shopping – Buy from different merchants in one checkout
• Secure Payments – Powered by Paystack, Nigeria's trusted payment platform
• Service Booking – Schedule appointments with real-time availability
• Order Tracking – Monitor all your purchases and bookings
• Verified Merchants – Every seller is vetted for quality
• Save Favorites – Create custom wishlists
• Customer Support – Chat directly with merchants or get help from our team
• Reviews & Ratings – See what other customers are saying
more Minor improvements and bug fixes
1.3.9 2d ago
New
- Saving an item to a wish-list is now a single tap from the item detail page so you never lose track of something you like.
Improved
- Store pages now display whether a business is open or closed, with the exact time they close or reopen.
- Under-the-hood improvements to how the app records browsing activity, so merchants get more complete and accurate insights about who is visiting their stores.
1.3.8 Jun 4
Improved
- Store pages now show the seller's location (area and state) and rating right below their description, so you can size up a store at a glance before you start browsing
- Selecting a product variant — size, colour, material, and more — is now visually clearer, with an orange highlight and a smooth animation when you switch between options
- Store descriptions that run long now offer a subtle "more" link; short descriptions show in full without a redundant prompt
- The discovery feed no longer leaves gaps when a section has no services. Scroll through products continuously without interruption
- Product detail sheets now show the item name and price in a clean stacked layout, with a more polished loading state while variant options are fetched
1.3.7 Jun 3
Improved
- Crypto payment address loading is now instant for returning customers — no waiting for an address to be generated on each checkout.
- When crypto payment processing is temporarily unavailable, you now see a clear message letting you know to try again, instead of a confusing error screen.
- Other Minor Improvements and Bug Fixes
1.3.5 Jun 1
New
- Gift to a friend's wishlist using crypto: choose from USDT or USDC across multiple networks (Tron, BSC, Solana, Ethereum, Base, Polygon). Funds are converted and credited to the recipient's Paylo account automatically once the transfer is confirmed.
- Pay for goods and services with crypto at checkout: complete purchases using USDT or USDC on supported networks, with smooth in-app confirmation from payment to order success.
Improved
- Saved payment cards now display your bank name front and centre, with the card number and expiry shown in a cleaner card-face layout. Loading skeletons animate in sequence instead of all at once.
- Adding a new card skips the extra information screen and takes you straight to the secure card entry form.
1.3.4 May 21
Improved
- Saving items to collections is now faster — your collections appear instantly from cache instead of loading fresh every time.
- Tapping a collection now registers reliably, even with a quick tap.
- The "Save to collection" sheet has a cleaner, more polished layout — collections are displayed as distinct cards with a coloured fallback tile when no cover image is set.
Fixed
- Confirm delivery now works for orders purchased without buyer protection
- Order total breakdown correctly includes the delivery fee in shipping line
1.3.3 May 7
Fixed
- Confirm delivery now works for orders purchased without buyer protection
- Order total breakdown correctly includes the delivery fee in shipping line
Improved
- Pickup orders now show a "Ready to collect?" banner when the seller marks your order ready — tap to confirm you've collected it.
1.3.2 May 4
New
- The app now checks for updates on launch and lets you know when a new version is ready — so you're always on the best version
- Credits history at a glance: Tap your Paylo Credits card to see every credit earned and spent, with the running balance after each transaction — gift received, protection refund, or anything else
- Gift credit notifications: Wishlist owners now get a reliable push alert the moment credits land in their account, whether the gift partially or fully funds an item
- Pay with Paylo Credits, no card needed. If your credit balance covers the full order, your purchase goes through instantly without touching your card. The order total is settled the moment you place it
- Credits auto-apply setting: A new toggle in Preferences lets you choose whether Paylo Credits should apply automatically when they cover your cart, or whether you'd rather apply them yourself each time
- Wishlist supporters sheet: Tap the supporters button on any wishlist to see everyone who's gifted, how much they sent, and any message they left — all in one clear view
Improved
- Credits history entries for orders are now labelled "Order Payment" or "Order Refund" with a clean date and time, instead of a long note. Tap any of them to jump straight to the full order details
- Order details now show the correct payment method for credits purchases
- Delivery fee now shows in the checkout summary as soon as your address is confirmed, with a brief "Calculating..." indicator while the estimate loads
- Payment method and saved cards are now in one place — a single expandable section in checkout instead of two separate blocks
- The order summary now shows a clear breakdown when credits are applied — you can see the original subtotal, the credits deducted, and the final amount all at once, rather than the total jumping to zero without explanation
- Switching from credits to a card payment is now a single tap — a "Switch to card" link sits right next to the coverage message so you're never stuck
- Card checkout totals now include the processing fee directly on the main Pay button, so the amount matches what you'll be charged
- The supporters sheet now has a solid background so names and amounts are always easy to read
Fixed
- Paying entirely with Paylo Credits no longer attempts to open a card payment screen — the order completes immediately and you land straight on the confirmation page
- Credits checkout success now stays on screen long enough to confirm your order was placed, instead of disappearing too quickly
- Credits from two checkout sessions started at the same time could previously both see the same available balance and both be approved — this is now blocked
- A repeated webhook delivery from Paystack could have inserted a duplicate protection-fee debit, making your credits balance look lower than it was — this is now prevented
1.3.1 May 1
New
- Full gift, zero deductions: Processing fees are added on top of your gift, not taken out of it so ₦5,000 sent means ₦5,000 received. The exact charge appears before you confirm, so there are never any surprises
- Instant gift alerts — Wishlist owners get a push notification the moment a gift is confirmed, so they know straight away who came through for them
- Sign your gift or go anonymous — Add your name to a gift, or send it anonymously with a single toggle, perfect for surprises
Improved
- Saved-card gifting is faster and more reliable, with fixes for edge cases that could cause a payment to appear stuck or fail without feedback
1.2.7 Apr 25
Fixed:
- Store contact details and social media links now appear correctly on store info sheets — Instagram, TikTok, Facebook, X, and WhatsApp are all shown when a store has them set up
- WhatsApp links now open the correct chat regardless of how the store owner entered their number
Improved
- The discover feed now focuses entirely on stores, products, and deals so you can experience cleaner browsing with no filler cards
1.2.6 Apr 20
Improved:
- Purchasing a product variant (size, colour, weight, etc.) now appears clearly on your order confirmation and order history, so you always have a record of exactly what you ordered
- Orders correctly reflect the price at the time of purchase so your cart is verified against the latest prices at checkout.
Fixed:
- Product images in order history remain stable even after a seller updates or reorganises their product listings
1.2.5 Apr 18
Fixed
- Signing up with an already-registered email now shows a clear message instead of a generic network error
- Password reset now works correctly for all accounts, including some older accounts that could not receive a reset code
- Verification code screen now dismisses the keyboard as soon as all six digits are entered, keeping the Resend button visible
- Scrolling on the verification code screen now immediately collapses the keyboard so buttons are always reachable
- AI-extracted wishlist items no longer include an unwanted automatic note
Improved
- Discovery feed now reflects featured store changes immediately when you pull to refresh
- Staff Picks now highlights products from the featured store at the top of your feed
- Search results no longer include products from unverified stores
- Searching with no matches now suggests relevant or popular stores so you always have somewhere to explore
- Wishlist item grid tiles are now consistently square on all device sizes
- Editing a wishlist item is now fully inline. Tap the pencil on the photo to update the name, price, or notes without opening a separate sheet
- Store logos now display as a clean circle with a subtle border across all storefront styles
- Store info sheet now shows the store's join date and starting delivery fee
- Store info sheet social links are now displayed as compact inline tags that wrap naturally
- Store info sheet now shows all store logos as circles so portrait and square logos look consistent
- Product detail sheet store section is more compact, with the logo, name, and "Visit" button sit neatly in a single row
1.2.2 Apr 7
Social account verification — connect and verify your Instagram, Facebook, Twitter and TikTok accounts. Invite any business to Paylo regardless of which platform they’re on. Performance improvements across the app.
1.2.0 Apr 6
Minor improvements and bug fixes.
1.1.3 Apr 2
Re-designed discovery page, minor improvements and bug fixes.
1.1.1 Mar 30
Minor Improvements and bug fixes
1.0.1 Mar 12
Minor improvements and bug fixes
more Version 1.3.9 2d ago
Data Linked to You The following data may be collected and linked to your identity:
Purchases Financial Info Contact Info User Content Search History Identifiers Data Not Linked to You The following data may be collected but it is not linked to your identity: