North: Future Finance
Teen Money & Budget Planner
Free · In‑App Purchases · Designed for iPad
Your first paycheck deserves a plan. Split every dollar into Spend, Save, Goals, and optionally Invest — so you always know what's safe to spend.
North teaches teens and young adults real money habits — no bank account needed.
Most people get paid, spend it, and wonder where it went. North fixes that by giving every dollar a job before you spend it.
Every paycheck is automatically split into four buckets: Spend, Save, Invest, and Goals. You'll always know exactly what's safe to spend — and what's working toward your future.
HOW IT WORKS
1. Log a paycheck (takes seconds)
2. North splits it into your buckets automatically
3. Move your money, check it off, and build the habit
FEATURES
- Safe-to-Spend number — always know what you can use guilt-free
- Auto-split paychecks into Spend, Save, Invest, and Goals
- Goals with progress tracking — car, college, trips, anything
- On-pace projections so you can see where you'll be by year end
- Roth IRA tracker to help max out contributions
- Streaks and achievements that make saving feel like a game
- Choose a money personality (Spender, Saver, Balanced, Goal Getter) or set custom percentages
FOR FAMILIES
- Parents can link to their teen's account for guidance — not control
- Set budget percentages, view progress, and send encouragement
- Co-parent support for blended and separated families
- No bank linking required — privacy-first by design
FOR SOLO USERS
- Full independence — manage your own budget and subscription
- All the same features, completely self-directed
BUILT FOR THE NEXT GENERATION
North is designed to feel simple, fast, and motivating — so you actually stick with it every payday. The habits you build now become the instincts you rely on for life.
Start simple. Build consistency. Watch your savings grow.
North is a budgeting tool and does not provide financial, investment, or tax advice.
SUBSCRIPTION PLANS
- Solo: $4.99/month or $39.99/year
- Family: $9.99/month or $79.99/year
- 30-day free trial included with eligible plans
- Payment is charged to your Apple ID at confirmation of purchase
- Subscription automatically renews unless canceled at least 24 hours before the end of the current period
- Manage or cancel anytime in Settings > Apple ID > Subscriptions
Terms of Use: https://www.northfuturefinance.com/terms
Privacy Policy: https://www.northfuturefinance.com/privacy
Ratings & Reviews
- Guided onboarding tutorial to help you get started
- Log expenses and track your Safe to Spend
- Paycheck celebration with streaks, milestones, and achievements
- Redesigned settings with quick access to share, rate, and feedback
- Bug fixes and performance improvements
The developer, ZACARIAH JACK SCHURMAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Giller LLC
- Size
- 49.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- North Family $9.99
- North Solo Yearly $39.99
- North Solo Monthly $4.99
- North Family $79.99
- North Family $9.99
- Copyright
- © 2026 Giller LLC