Debt Payoff Tracker & Planner
Due Dates and Reminders
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Credit Score Focus strategy! Prioritize high-utilization cards to boost your credit score while paying off debt. See your debt-free date and save thousands in interest!
Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.
WHY CHOOSE US?
We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.
SMART PAYOFF STRATEGIES
• Debt Snowball — Pay smallest balances first for quick wins
• Debt Avalanche — Tackle highest interest rates first to save money
• Credit Score Focus — Prioritize high-utilization cards to boost credit
• Custom Order — Arrange debts your way
KEY FEATURES
SEE YOUR DEBT-FREE DATE
Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.
WHAT-IF CALCULATOR
See how extra payments speed up your journey:
• Months saved
• Interest avoided
• Side-by-side comparison
TRACK ALL YOUR DEBTS
Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.
MULTI-CURRENCY SUPPORT
Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.
PAYMENT HISTORY
• Record payments with date and amount
• See principal vs. interest breakdown
• Add notes for extra payments
BEAUTIFUL VISUALIZATIONS
• Animated progress ring
• Balance distribution chart
• Monthly payment timeline
PAYMENT SCHEDULE
Month-by-month breakdown showing exactly when each debt will be paid off.
STRATEGY COMPARISON
Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.
PAYMENT REMINDERS
Customizable notifications so you never miss a payment.
SECURITY & PRIVACY
• App Lock with Face ID, Touch ID, or Passcode
• All data stored on your device
• No account required
WORKS ON iPHONE & iPAD
Beautiful responsive design with dark mode support.
CREDIT UTILIZATION TRACKING
Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.
PREMIUM
Upgrade to track unlimited debts. Free version allows 1 debt.
Start your journey to financial freedom today!
Unlock all features. Manage anytime in Settings.
Terms of Use - https://pipsapps.com/terms.html
Privacy Policy - https://pipsapps.com/privacy.html
Ratings & Reviews
Bug Fixes & Performance Improvements
The developer, Alona Nesterenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Alona Nesterenko
- Size
- 4.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime Access $9.99
- Weekly Premium $0.99
- Yearly Premium $9.99
- Copyright
- © 2026 Alona Nesterenko
