DTI Calc - Mortgage Ready

Debt-to-Income Calculator

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Check your mortgage readiness instantly! Calculate your DTI ratio and see if you qualify for a home loan. DTI Calc helps you instantly calculate your Debt-to-Income ratio - the #1 factor lenders use to approve mortgages. WHAT IS DTI? Debt-to-Income (DTI) ratio compares your monthly debt payments to your gross monthly income. Lenders use this number to determine if you can afford a mortgage. KEY FEATURES: • Calculate both Front-End and Back-End DTI • See your mortgage qualification status instantly • Find out your maximum affordable housing payment • Simple, clean interface - no account needed • Works offline - your data stays on your device DTI GUIDELINES: • Under 20% = Excellent (Best rates available) • 20-35% = Good (Strong position) • 36-43% = Fair (May qualify with conditions) • Over 43% = Poor (Difficult to qualify) THE 28/36 RULE: Lenders typically follow the 28/36 rule: • Housing costs should be ≤28% of gross income • Total debts should be ≤36% of gross income PERFECT FOR: • First-time home buyers • Anyone considering a mortgage • Refinancing your current home • Financial planning No sign-up required. No data collected. Just simple, accurate DTI calculations. Download now and check your mortgage readiness!

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The developer, Tae Hee Sohn, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

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    Accessibility

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    Information

    Seller
    • Tae Hee Sohn
    Size
    • 30 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © Effy Inc.
  • Developer Website
  • Privacy Policy

    • More by Tae Hee Sohn

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