Equity Calc - Home Value Tool

HELOC & Equity Calculator

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Calculate your home equity and discover how much you can borrow with a HELOC. Know your LTV instantly. Equity Calc instantly shows you how much equity you have in your home and how much you can borrow with a HELOC or home equity loan. WHAT IS HOME EQUITY? Home equity is the difference between your home's market value and what you owe. It's money you can tap into for renovations, debt consolidation, emergencies, or investments. KEY FEATURES: • Calculate your current home equity instantly • See your loan-to-value (LTV) ratio • Find out how much you can borrow via HELOC • Compare different LTV limits (70p, 80p, 85p, 90p, 95p) • Works offline - no account needed HOW IT WORKS: 1. Enter your home's current market value 2. Enter your mortgage balance 3. Add any other liens (optional) 4. Select your target LTV limit 5. See your equity and borrowing power instantly WHAT IS LTV? Loan-to-Value (LTV) ratio compares your total debt to your home's value. Most lenders cap HELOCs at 80-85 percent LTV. Example: • Home Value: $400,000 • Mortgage: $250,000 • At 80 percent LTV: Can borrow up to $70,000 PERFECT FOR: • Homeowners considering HELOC • Planning home renovations • Debt consolidation planning • Cash-out refinance evaluation • Understanding your net worth No sign-up. No data collection. Just simple, accurate equity calculations. Download now and discover your home's hidden value!

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The developer, Tae Hee Sohn, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Tae Hee Sohn
    Size
    • 30.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © Effy Inc.
  • Developer Website
  • Privacy Policy

    • More by Tae Hee Sohn

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