Backups got a big upgrade: • Restore a backup on any of your devices — a backup made on your Mac now restores on your iPhone. Turn on iCloud Keychain on both devices and you're set. • Every device keeps its own backup file, so backing up on one device no longer overwrites another's. • Automatic Backups now run on their own, about once an hour when you leave the app. • Restoring a backup no longer creates duplicates. Restoring the same backup twice changes nothing. • Clearer messages when a restore can't complete, so you know what to do next. Also: receipt scanning matches store names more reliably.

Your free trial now runs through the App Store. The 7-day free trial is now an official App Store free trial. Start it, manage it, and cancel it any time from your Apple ID subscription settings — and it follows your Apple ID across every device you own, so it is no longer lost when you reinstall or switch devices. SUBSCRIPTION • Fixed "Manage Subscription" doing nothing on Apple Vision Pro. It now opens Apple's subscription settings directly. • Added Restore Purchases to the subscription screen's error state, so existing subscribers are never stranded by a dropped connection. • Fixed a completed purchase occasionally leaving you on the subscription screen instead of unlocking the app. • Fixed the app offering a free trial to people who were no longer eligible for one. • Improved offline handling throughout, so a temporary loss of connection no longer affects paying subscribers. SECURITY & PRIVACY • Payment links saved on a bill or loan are now strictly validated, so only standard web links are opened. • Lock Screen widgets hide bill names, amounts, and due counts while your device is locked. • Exported files are written to protected, single-use locations and cleaned up automatically after sharing. ALSO IN THIS RELEASE • VoiceOver announcements on the subscription screen are now spoken correctly on Apple Vision Pro. • Widgets and Apple Watch now clear correctly when a subscription ends, instead of showing stale bill data. • A range of stability and reliability fixes across bills, widgets, and iCloud sync. $4.99/month or $39.99/year (save 33%). Cancel anytime.

Bill pause arrives — alongside the biggest stability release BillCove has shipped. NEW Pause a Bill Taking a sabbatical, freezing a gym membership for winter, or pausing a subscription? Pause any bill until a date you choose, or indefinitely. Paused bills drop out of your due list, totals, calendar, widgets, and reminders while keeping their full history. When the pause ends, BillCove rolls the due date forward and switches reminders back on for you. See What It Really Costs Per Year Recurring bills now show their true annual cost. A weekly bill displays the full chain — $25.00/wk · ~$108.33/mo · $1,300.00/yr — and list rows show a compact yearly figure, so a "cheap" weekly subscription can't hide what it adds up to. Included in VoiceOver descriptions too. Calmer Notifications Budget alerts and insights are now capped at five a day, so BillCove never floods your Lock Screen. FIXED iCloud Sync Fixed the cause of duplicated bills, loans, payments, and budgets after turning sync on or off. Existing duplicates are now merged automatically at launch. Also fixed a startup crash on Mac when duplicate loans had synced from iCloud. Apple Watch The Watch app could show a permanently empty list and silently drop "mark as paid" taps. It now syncs with your iPhone reliably and refreshes due and overdue status correctly after midnight. Subscriptions and Trial Subscribers could be downgraded to free when the App Store was briefly unreachable — fixed. Your 7-day trial no longer resets after reinstalling. Privacy and App Lock Lock Screen widgets now hide bill names, amounts, and totals while your device is locked. App Lock can no longer be bypassed through notification taps or deep links. Widgets Widgets no longer show yesterday's due and overdue status after midnight. Also Fixed Live Activity "Mark Paid" now records the correct amount against linked loans. Receipt scanning no longer crashes on failure. Sharing from the Mac app works again. Bills repeating every 2 weeks, months, or years now calculate their monthly cost correctly.

BillCove's biggest update yet. — Financial Health Score: a 0–100 score built from your own data — Monthly Report Card: real A–F grades for your financial habits — Payment streaks with 21 unlockable achievements — Power Hour challenge for bonus points — Subscription price alerts when services quietly raise their rates — Negotiation Wins: track savings from bill negotiations, with 30-day pre-renewal alerts — Financial Wellness Journeys: guided programs to build better habits — Full iCloud sync overhaul — reliable across all your Apple devices — Report Card, Journeys, Leaderboard, and Negotiation Wins now in Mac and visionOS sidebar Plus: free trial changed from item limits to a full 7-day trial. Try everything free.

What's New • Payment Streaks — Build a streak every time you pay on time. Hit 5, 10, and 25 consecutive on-time payments to unlock achievements. • New Expense Categories — Added Gas/Fuel, Groceries, Clothing, Home Maintenance, Childcare, Gifts & Donations, and Office/Work. They'll appear automatically on your next launch. • Collapsible Insights — The insights banner now starts collapsed and remembers your preference. Tap any insight to jump straight to the relevant bill or payment. • Mark Bills Unpaid — Swipe to mark a paid bill back to unpaid if you made a mistake. • Bug Fixes & Improvements — Fixed a date issue when importing CSV files across different locales. Better Dynamic Type support, improved VoiceOver hints, and Reduce Motion compliance throughout.