Neto: Budget & Wealth
Money, Savings & Net Worth
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Take full control of your personal finances with Neto. Manage your expenses, create custom budgets, and reach your savings goals without compromising your privacy.
Tired of complex apps that force you to connect your bank? Neto is built for people who value simplicity, premium design, and absolute security. Your financial data is yours alone: no bank links, no tracking, just you and your goals.
TOTAL PRIVACY, NO BANKS
No need to share your banking credentials or sync accounts. Log your transactions manually in seconds and keep your financial information 100% private on your device.
EXPENSE & INCOME TRACKING
— Instant logging in two taps
— Custom categories with visual icons
— Automated recurring income and expenses
SMART VISUAL ANALYTICS
— Charts by day, week, month, or year
— Advanced analytics to detect spending patterns
— Cloud sync across all your devices
EXPORT YOUR DATA
Download all your transactions as a CSV in a single tap. No waiting your data always at your fingertips.
SAVINGS GOALS
Set clear objectives and watch yourself get closer with every contribution.
YOUR CURRENCY, YOUR LANGUAGE
Euro · US Dollar · Mexican Peso · Argentine Peso · Colombian Peso · Chilean Peso · Peruvian Sol · Brazilian Real · Uruguayan Peso · Boliviano · Guaraní · Venezuelan Bolívar · Guatemalan Quetzal · Costa Rican Colón · Honduran Lempira · Nicaraguan Córdoba · Cuban Peso · Dominican Peso · British Pound · Swiss Franc · Japanese Yen · Canadian Dollar · Australian Dollar · Chinese Yuan
PREMIUM EXPERIENCE
— Light and dark mode
— Multi-currency and languages
— Minimalist design with no ads
NETO PRO
Unlock Neto's full potential with a Pro subscription: unlimited categories, recurring transactions, advanced analytics, and CSV export.
Download Neto for free and start taking real control of your money.
Privacy Policy: https://www.netoapp.es/legal/privacidad
Terms of Use: https://www.netoapp.es/legal/terminos
more Neto is an app that’s super easy to easy, you can customize it based on your needs for your own financial goals. UI/UX is top notch! Highly recommend!
Developer Response Thank you so much for your review! We’re really happy to hear that Neto is helping you manage your finances in a simple and personalized way.It means a lot to know you’re enjoying the experience and our UI/UX. We’re working every day to keep improving and make Neto even better.Thanks for being part of it 💚
Neto is an app that’s super easy to easy, you can customize it based on your needs for your own financial goals. UI/UX is top notch! Highly recommend!
Thank you so much for your review! We’re really happy to hear that Neto is helping you manage your finances in a simple and personalized way.It means a lot to know you’re enjoying the experience and our UI/UX. We’re working every day to keep improving and make Neto even better.Thanks for being part of it 💚
Demasiado simple y bueno!
Demasiado simple y bueno!
Gracias 💚
La mejor app de finanzas que he probado, la mejor de todas.
Developer Response Muchísimas gracias por tu comentario 🫡
La mejor app de finanzas que he probado, la mejor de todas.
Muchísimas gracias por tu comentario 🫡
Llevaba meses buscando una app para controlar mis gastos sin tener que conectar mi cuenta bancaria ni ceder mis datos. Neto llegó justo a tiempo.Registrar un gasto tarda literalmente dos toques, las categorías son claras y la interfaz no te abruma con funciones que no necesitás. Simple, limpia, sin publicidad.Para llevar el día a día de tus finanzas sin complicaciones, es con Neto.
Developer Response Muchas gracias por tu comentario Andrés 💚Desde Neto seguimos trabajando cada día que sigáis disfrutando al máximo de la app y para treaer nuevas mejoras.¡Un saludo!
Llevaba meses buscando una app para controlar mis gastos sin tener que conectar mi cuenta bancaria ni ceder mis datos. Neto llegó justo a tiempo.Registrar un gasto tarda literalmente dos toques, las categorías son claras y la interfaz no te abruma con funciones que no necesitás. Simple, limpia, sin publicidad.Para llevar el día a día de tus finanzas sin complicaciones, es con Neto.
Muchas gracias por tu comentario Andrés 💚Desde Neto seguimos trabajando cada día que sigáis disfrutando al máximo de la app y para treaer nuevas mejoras.¡Un saludo!
• Fixed the bug that made the app slower over time: every scanned receipt kept its photo stored inside forever. It is now deleted automatically, so reinstalling the app is no longer needed.
• And the app reset itself to the phone's language after updating, losing the one you had chosen.
• Tapping a charge notification now takes you to Recurring.
2.4.6 1d ago
• Fixed the bug that left the app stuck loading, which only reinstalling would solve.
• Payments captured automatically are now saved in the currency you actually paid with, not always in euros.
• And each payment alert arrives in the app language, even if your phone is set to another one.
• Fixed a bug that stopped the app from opening after updating. If it ever happens again, the error screen now takes you straight to the update.
2.4.2 4d ago
We've made small performance fixes to improve the experience.
And Neto now speaks more currencies: we've added new ones to those we already had, for a total of 62, with exchange rates updated daily. From the euro, dollar or pound to the Saudi riyal, the dirham, the Swedish krona or the Philippine peso.
You can hold accounts in several currencies at once and see your total net worth as a single figure.
2.3.9 Jul 30
This update brings what you asked for the most:
• Scan a receipt with your camera and the expense fills itself in
• Import your history from a CSV, without losing anything you already had
• Your bank's logo on every account, and reorder them however you like
• Much faster launch, and no more stutter when switching sections
• Saving an expense no longer hangs
• More reliable Face ID lock: step away for a moment and it won't ask again
Thanks for writing in — nearly all of this came from your feedback.
2.3.8 Jul 28
This update makes Neto fly:
• Much faster launch when you open the app
• Smooth tab switching, no freezes or stutters
• Adding an expense is instant
And big news: Neto now speaks your language. On top of English and Spanish, it's now available in Portuguese, French, German and Italian.
Thanks for your feedback. We keep making Neto better for you.
2.3.7 Jul 13
Neto just got serious about your investments.
Real, automatic prices. 240+ stocks, ETFs and index funds with live quotes, shown in your own currency. No more typing prices by hand.
Brand logos. Recognize your holdings at a glance with each company's and fund's official logo (Apple, Vanguard, iShares…).
A cleaner portfolio. Buy the same asset several times and it's now grouped into a single position with your average cost and total return. Tap it to see every purchase.
Better statistics. Jump to any past month with the arrows to review its income and expenses, plus a new chart comparing the two day by day.
Automatic expenses with Apple Pay. Pay with Wallet and the expense is logged in Neto for you — or add one with a double tap on the back of your iPhone.
Visual polish and performance improvements throughout.
Missing an asset? Tell us and we'll add it. Thanks for using Neto.
2.3.5 Jul 8
This update improves performance and stability:
• The app is smoother and faster.
• Fixed several bugs so everything adds up correctly.
• You can now link your account with Apple from Settings.
Thanks for using Neto!
2.3.4 Jul 1
This update is packed:
Sign in with Apple: create your account or log in with a single tap — private and secure.
What's New, in-app: we added a bell at the top to share improvements and important notices, without needing to update.
Investing made easier: log a buy or sell straight from the + button, and tap a fund's price to update it instantly.
More flexible income: got a refund or a correction? You can now add to or subtract from an income with no hassle.
And as always, accuracy and performance improvements, plus little touches so everything looks and adds up just right.
2.3.0 Jun 29
This update brings a lot of new things:
New home screen widget: see your total balance and investments at a glance, with the Neto character.
Daily income and expenses: recurring movements can now be daily (your morning coffee, parking, anything), in addition to weekly, biweekly, monthly and yearly. Also available for transfers between accounts.
Revamped statistics, now free too: filter your income and expenses by day, week, month and year. Advanced analysis is still available in Pro.
More useful, better-timed notifications: end-of-month reminders, alerts for your recurring movements and budgets, savings goals reached and more. They now arrive at a reasonable time for your time zone, not in the middle of the night.
Privacy: hide your balances with a long press and protect the app with Face ID.
New currency: United Arab Emirates Dirham (AED), with automatic conversion.
More accuracy: your movements and summaries always match your day and time zone.
Recent activity on the home screen now shows more movements.
Plus many performance improvements and fixes.
2.2.0 Jun 18
• Make it yours: you can now customize the icon and color of any category.
• Introducing a What's New section inside the app, so you never miss an update.
• Performance improvements and small tweaks to make everything run even smoother.
Thanks for using Neto. Your money, clear.
2.0.3 Jun 9
This new version of Neto introduces a comprehensive overhaul of the application, aligned with the current brand identity.
Identity and design. Full rebrand with a new app icon, new splash screen and a variant selector available from Settings. The welcome screen and onboarding have been redesigned with a new six-step flow, guide mascots and full Spanish and English support.
Investments. New net worth card with a full-size interactive donut chart, distinct color palette per category and a tappable legend with breakdown by asset. New inline cryptocurrency search, expansion to thirty UCITS ETFs in the funds catalogue, linking of manual funds to real-time prices, support for custom assets with five tabs and a new Debt asset type with fields for initial balance, current balance, monthly payment and interest rate. Negative net worth is now shown in red in accounts and is correctly subtracted from the total.
Transactions. New New transaction modal with three options, swipe-to-delete gesture in history, account editing from the transaction detail screen, clean deletion with no leftover entries and a button to create categories directly from the selector.
Apple Pay and scanning. The flow previously known as Tap to Track has been renamed Add expenses automatically, with copy oriented towards Apple Pay. The receipt scanning screen has been redesigned with an animated frame and embedded camera.
Statistics. Subtitle with the active date range, category cards with count and percentage, comparison with the previous period and a bar chart by period.
Notifications. Reminders for upcoming recurring expenses, budget alerts, savings goal milestones and re-engagement notifications.
Privacy and security. Rate limiting on quote endpoints, Argon2 password hashing, hashed password reset tokens, GDPR-compliant IP anonymization, JWT with no personal information, blurred screen in the app switcher and session token stored in the device keychain. Privacy policy, terms of use and legal notice fully updated.
Other improvements. CSV and ZIP export by date range, advanced asset editing, multi-currency support fix in transfers and numerous stability and quality improvements.
2.0 Jun 3
Smarter recurring transactions: We’ve refined the creation and editing of recurring expenses and income so they run exactly on the day you choose, not a day earlier. No more phantom entries when you schedule something for later.
More insightful statistics: Your statistics screen now shows a complete breakdown of recurring transactions by account, complete with colorful icons and the monthly amount displayed alongside each one. Knowing how much you need at the start of the month to cover all your fixed expenses has never been clearer.
Fine tuned improvements under the hood: Enhanced stability, stricter date validations, and more accurate calculations so your numbers always add up down to the last cent.
1.4.1 May 8
We have improved design, productivity, AI receipt scanning, and security to deliver a faster and more complete experience.
Design and user experience
• Reorder categories with move up and move down controls
• Custom order is saved automatically
• The same order is used when creating transactions
• Compatible with expense and income categories
• Expanded color palette for categories
• Improved visual selector when creating or editing categories
• Pro users can rename and change the color or icon of any category
AI receipt scanning
• New smart OCR to scan receipts and invoices from a photo
• Automatic extraction of amount, merchant, and suggested category
• Auto fill when adding an expense
• New premium camera optimized for scanning
• Guided frame, quick controls, and better receipt focus
Scanning limits
• Free users get 1 trial scan
• Premium users get up to 50 scans per month
• Visual counter for remaining scans
• Automatic notice when the limit is reached
Security and performance
• Stronger privacy so each user can only access their own data
• New anti abuse limits for login, sign up, and sensitive actions
• Advanced protection against suspicious requests
• Centralized security event logging
• General backend stability improvements
More improvements
• Hidden categories for cleaner lists
• Hidden categories do not appear when creating transactions
• New recurring transactions interface
• Weekly, biweekly, monthly, and yearly frequencies
• End of month option and automatic next date calculation
• Improved translations in English and Spanish
• Clearer and more helpful error messages
Thank you for helping us keep improving the app.
1.4 May 1
1. New Splash Screen
The welcome screen shown when opening the app has been redesigned to deliver a more modern, clean, and professional first impression.
2. Fully Revamped Statistics
The statistics section has been completely redesigned to make financial information much more visual, useful, and easier to understand.
Period Summary
• New layout for income, expenses, balance, and transactions.
• Highlighted icons with colored backgrounds for faster reading.
• Trend indicators to compare results with the previous period.
Improved Bar Chart
• Values are now displayed above each bar.
• Added a horizontal average line to make comparisons easier.
• Dynamic colors based on spending level:
• Green: low
• Yellow: medium
• Orange: high
• Red: very high
• Wider and more visually clear bars.
• Interactive modal when tapping a bar, showing:
• Exact amount
• Comparison against the average
• Percentage difference
• Color legend added at the bottom for better readability.
Top 5 Categories
• Displays the percentage of the total next to each amount.
• Adds visual progress bars for each category.
• Larger category icons for easier recognition.
New Monthly Fixed Expenses Block
A new section has been added to help users better understand how much of their income is already committed each month.
Includes:
• Percentage of income committed.
• Visual progress bar.
• Remaining amount available after fixed expenses.
• Financial health indicator:
• Healthy
• Moderate
• Tight
• Critical
3. Improved Income and Expenses Screen
This screen has been redesigned to provide a clearer and more organized experience.
Included improvements:
• Cleaner and more modern design.
• Better visual layout.
• More consistent color usage across the app.
• Improved information hierarchy.
4. Optimized Add and Edit Transaction Form
The transaction creation and editing screen has been improved to make it faster and more comfortable to use.
Changes made:
• More compact layout.
• Better balanced and readable amount field.
• Slimmer notes box.
• Improved spacing between elements.
• Smoother and more intuitive user experience.
Final Result
This update improves both the visual design and the overall functionality of the app.
The app now offers:
• A more professional and modern design.
• More visual and easier-to-understand information.
• A better user experience across the main screens.
• More useful indicators to interpret financial health.
• Clearer, faster, and more intuitive navigation.
1.3.1 Apr 7
This update brings three major improvements to Neto.
Multi-currency support now available across 24 currencies. Beyond the euro and the dollar, you can now manage your finances in your local currency wherever you are:
Mexican Peso — MXN
Argentine Peso — ARS
Colombian Peso — COP
Chilean Peso — CLP
Peruvian Sol — PEN
Brazilian Real — BRL
Uruguayan Peso — UYU
Boliviano — BOB
Guaraní — PYG
Venezuelan Bolívar — VES
Guatemalan Quetzal — GTQ
Costa Rican Colón — CRC
Honduran Lempira — HNL
Nicaraguan Córdoba — NIO
Cuban Peso — CUP
Dominican Peso — DOP
British Pound — GBP
Swiss Franc — CHF
Japanese Yen — JPY
Canadian Dollar — CAD
Australian Dollar — AUD
Chinese Yuan — CNY
A new opening animation welcomes you every time you launch the app: clean, minimalist, and true to Neto's identity.
A redesigned onboarding guides you through everything you can do with Neto in just a few steps, and lets you choose your preferred currency from the very start so the app feels like yours from minute one.
1.3 Mar 24
Introducing Neto Pro, our new premium subscription designed for those who want to take their finances to the next level.
Custom categories — organize your transactions exactly the way you want.
Recurring income and expenses — automate what repeats every month, effortlessly.
Advanced analytics — understand your financial habits in depth with clear, detailed charts.
CSV export — download all your data locally with a single tap, no waiting.
We have also redesigned and optimized the app to make it faster, more visual and more comfortable to use every day.
1.2 Mar 19
We’ve got news!
CUSTOMIZE YOUR CATEGORIES
You can now hide the categories you don’t use, edit existing ones, or create your own. Your app, your rules.
TOTALS ALWAYS VISIBLE
We’ve improved the display so you can always see the full total, no matter how large the amount is. Some users with large balances couldn’t see the full total on screen. That’s now fixed, and you’ll ALWAYS be able to view it correctly, regardless of how much money you have.
IMPROVED RATINGS & FEEDBACK
A new, more user-friendly feedback system with “Not now” and “Don’t ask again” options.
Your opinion really matters to us and helps us improve. That’s why we’ve added a button in the settings tab to rate the app, and also created a popup that will appear after you’ve been using the app for a while so you can share your feedback and rate it.
Thanks for using NETO!
1.02 Jan 26
In this update, we have introduced important improvements to deliver a faster, clearer, and more motivating daily experience.
We have optimized the overall performance of the app, significantly improving loading times and responsiveness across all sections. The app now feels faster and smoother from the first use.
A new feature has been added to encourage consistency. When you log your income or expenses for more than two consecutive days, a message appears on the home screen showing your current streak and your all-time record, helping you stay motivated to keep tracking your finances.
The statistics section has been improved to offer clearer insights. You can now easily filter between income and expenses and compare your data with the previous period to better understand your financial progress.
We have also refined the color scheme for income and expense sections and simplified the interface so you can add transactions more quickly and intuitively, while maintaining a consistent and clean design.
Finally, in the savings section, you can now edit your existing savings goals without needing to delete and recreate them, making it easier to adjust your objectives over time.
We continue to improve the app to help you manage your finances more effectively.
We hope you enjoy this update.
1.01 Jan 22
• Fixed the bug that made the app slower over time: every scanned receipt kept its photo stored inside forever. It is now deleted automatically, so reinstalling the app is no longer needed.
• And the app reset itself to the phone's language after updating, losing the one you had chosen.
• Tapping a charge notification now takes you to Recurring.
more Version 2.4.6 1d ago
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