Automatic Assets and Liabilities sync Your transactions now directly impact your assets and liabilities. 7 categories are pre-linked by default (Savings, Investments, Real Estate, Loans, etc.) and you can configure your own links. Fixes and improvements: Fixed interactive tour positioning on all screens Improved assets and liabilities save reliability Trash restore now accounts for assets/liabilities impact Automatic migration for existing users

Tontines Manage your tontines and contributions directly in the app. Create tontines with your family and friends, track planned and confirmed contributions, and keep a clear overview of your collective financial commitments. Transfer Tracking A new feature to track your money transfers to loved ones. Add your beneficiaries, record your transfers and view the complete history of your family remittances. Sama Kalpe Academy Learn to better manage your finances through interactive educational modules. Progress at your own pace through practical lessons, quizzes and challenges to improve your financial health. Improvements Simplified navigation with back button on new features Annual report is now accessible from the Analysis page Bug fixes and stability improvements

New: Conversational AI Assistant - Add transactions by message - Scan receipts and bank statements - Import PDF, Excel and CSV files - Create goals and repayment plans - 30 messages/month included with Premium

Version 1.6 - Improved Internationalization What's New Friendly tone - Switched to informal "you" in all languages - More personal and friendly experience 29 optimized languages - Russian, Hindi, German, Chinese with informal tone - Completed translations for Filipino, Dutch, Swedish Technical improvements - Enhanced iCloud sync stability - Optimized code for better performance Bug fixes - Fixed potential crashes during backups - General reliability improvements

WHAT'S NEW v1.5 21 NEW BADGES New "Repayment Plans" category with 5 badges to track your debts to financial freedom. New streak challenges (60 and 180 days), secret badges and rewards for export and iCloud backup. HARMONIZED THEMES Progress bars now adapt to your chosen theme. BUG FIXES - Badge system fixed - Improved iCloud sync - Cloud backup alerts fixed Thank you for your loyalty!

Fixes & Improvements Improved iCloud sync - All your data is now correctly backed up and synced across your devices Display bug fixed - Transactions now appear immediately in the summary after being added Optimized performance - Budget table loads faster, especially with many categories Settings page reorganized - Clearer and more intuitive interface to access your preferences

- Improved stability and performance - Better support experience — reach us faster via WhatsApp - Bug fixes

New badges and rewards system! - 38 badges to unlock with festive animations - XP progression and levels - Secret badges to discover AI Advice Archives (Premium) - History of all your tips - Favorites and personal notes Improved month navigation - Quick navigation arrows in Transactions - Automatic sync with Recap New settings - Option to hide quick add button - Contact and support in Help section Improved privacy button Bug fixes and optimizations

Sama Kalpé — Your Smart Financial Companion Take control of your finances with Sama Kalpé, the most comprehensive and intuitive budget management app. Whether you want to save for a dream project, track daily expenses, or simply understand where your money goes, Sama Kalpé is here for you. ◆ SMART BUDGET MANAGEMENT • Create customized budgets by category • Track income and expenses in real-time • View your monthly cashflow at a glance • Get alerts when approaching your limits ◆ SIMPLIFIED TRANSACTION TRACKING • Add transactions in seconds • Automatically categorize your expenses • Manage recurring transactions (rent, subscriptions...) • Import your data easily ◆ MOTIVATING SAVINGS GOALS • Set goals with target dates • Track progress with clear visualizations • Celebrate achievements with festive animations • Stay motivated with the streak system ◆ ADVANCED MULTI-CURRENCY • Support for 150+ world currencies • Real-time exchange rates • Built-in converter • Customizable rate alerts ◆ PERSONAL AI ADVISOR • Get personalized financial advice • Analyze your spending habits • Receive savings recommendations • Ask your financial questions ◆ DEBT & REPAYMENT MANAGEMENT • Create flexible repayment plans • Track payments and due dates • Visualize progress toward financial freedom • Manage loans and credits effectively ◆ DETAILED ANALYTICS & CHARTS • Interactive finance charts • Category breakdown • Monthly and yearly trends • Comparisons and insights ◆ SECURITY & PRIVACY • Face ID / Touch ID protection • Secure iCloud sync • Your data stays private • Easy backup and restore ◆ FULL CUSTOMIZATION • Light and dark themes • Customizable colors • Home screen widgets • Interface adapted to your preferences Sama Kalpé is available in 29 languages and adapts to your local currency. Whether you're a student, professional, or family, our app supports your journey to better financial health. Download Sama Kalpé now and start your journey to financial freedom! Privacy Policy: https://ibou1003.github.io/sama-kalpe-legal/privacy-policy.html Terms of Use: https://ibou1003.github.io/sama-kalpe-legal/terms.html