A simple budgeting system that works in real life.
Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes.
Get started with a straightforward method:
1. Create envelopes for spending limits and savings goals.
2. Allocate your income to your envelopes.
3. Record your spending and assign each expense to an envelope.
4. Review your balances and adjust your plan as needed.
Clear limits, visible progress, and more peace of mind.
Start with a free plan
Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team.
Main features:
- Spending envelopes for everyday limits and goal envelopes with savings targets.
- Income allocation with a history of past allocations.
- Transactions with notes, status, and quick edits.
- Transfers between accounts and between envelopes.
- Tools to identify spending that hasn’t been assigned to an envelope.
- Bill reminders with recurring schedules and a calendar view.
- An overview of spending, balances, and upcoming reminders.
- Transaction search and filters.
- Restore deleted transactions from Trash and review change history.
- Local storage, cloud sync, and shared workspaces, depending on your plan.
Subscriptions:
- Payment is charged to your Apple ID at confirmation of purchase.
- Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period.
- Your account is charged for renewal within 24 hours before the end of the current period.
- Manage or cancel anytime in your App Store subscription settings.
Support:
- In-app user guide is available to all users.
- Support: https://support.myenvelopes.app
Privacy Policy: https://myenvelopes.app/privacy
Terms of Service: https://myenvelopes.app/terms
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I’ve been using My Envelopes for nearly a year, and it’s amazing how, with such simplicity. I’ve finally managed to gain better control over my finances.All my income and expenses are organized into envelopes, which are flexible and can be adjusted to suit my needs. This gives me much greater clarity regarding where my money is going.Another aspect that made a huge difference for me is the credit card feature, the bill is no longer a surprise, since every expense is already planned for within an envelope. This way, I know exactly how much I’m spending and how much I have left to spend.It is simply wonderful, intuitive, and easy to use. I highly recommend it!
We re-recorded the Basics video series on YouTube, and this version lines up with it. Tap Get Started on the Home screen to watch: short, practical lessons that walk through real examples of Accounts, Envelopes, allocating money, tracking spending, reminders, and transfers.
Also in this version:
• Cleaner amounts: balances and transactions now show just the number, with no currency symbol, everywhere in the app.
• Reminder notifications: if you tap "Not now" or swipe the notification prompt away, it waits a day before asking again instead of never asking at all.
• Get Started: "Create reminders" now opens Add Reminder after the notification prompt, instead of closing it before you can answer.
Version 1.6.10
The developer, Vinicius Lara, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Vinicius Lara
Size
24.5 MB
Category
Finance
Compatibility
Requires iOS 18.5 or later.
iPhone Requires iOS 18.5 or later.
Mac Requires macOS 15.5 or later and a Mac with Apple M1 chip or later.