IOU - OweTracker
Who Owes Me - Debt Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork.
Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up.
Track personal debts with clarity
Filter between money you owe and money owed to you with a single tap
See totals, payment history, and remaining balances at a glance
Save with confidence — the button tells you exactly what you're saving
Add notes to keep context on every entry
Built for recurring payments
Track recurring charges like rent, phone bills, subscriptions, or ongoing loans
Set charges to repeat weekly, every two weeks, or monthly
Schedule future recurring charges before a balance is due
See upcoming charges before they happen
Stay organized even when payments change over time
Record payments easily
Log partial or full payments in seconds
Watch balances update instantly
Never lose track of who paid what
Settle up clearly
Create simple settle-up cards when it's time to close the loop
Share clean payment summaries for rent, bills, loans, or everyday paybacks
Help everyone see what was owed, what was paid, and what remains
Made for wherever you are
Works in 150+ currencies
Available in 12 languages
Private by design
No ads
No data selling
Your financial tracking stays on your device
Upgrade to Pro
OweTracker includes a free version with basic tracking and settle-up cards.
Upgrade to Pro to unlock:
Unlimited debts
Unlimited recurring charges
Custom quick notes for faster entry
Subscriptions help support continued development and keep OweTracker private and ad-free.
If you've ever said "I'll remember later" — OweTracker is for you.
Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
• Recurring charges now support weekly and every-two-weeks schedules, in addition to monthly.
• Set up recurring charges to start on a future date, before a balance is due.
• Now available in 12 languages, including French, Italian, Turkish, Arabic, and Japanese.
• Performance improvements and bug fixes.
The developer, MASON QULIZADA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MASON QULIZADA
- Size
- 13.5 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 11 more
- English, Arabic, French, German, Indonesian, Italian, Japanese, Portuguese, Spanish, Thai, Turkish, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- OweTracker Pro – Lifetime $19.99
- OweTracker Pro – Monthly $1.99
- OweTracker Pro $17.99
- Copyright
- © 2026 Mason Qulizada