CardCoach
Finance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Decide which card in your wallet to use before you tap. CardCoach shows what each card earns in real dollars — Canadian cards, issuer-verified rates.
CardCoach helps Canadian cardholders decide which credit card in their wallet to use for each purchase.
Add the cards you carry once, then search for a store or use your current location. CardCoach shows what each of your cards would earn on that purchase, in real dollars, by comparing merchant category, reward rates, points valuations, active promotions and spend caps. You see the math and make the call.
Use CardCoach to:
- See what each of your cards earns at nearby stores or stores you search
- Understand each result with a clear value breakdown
- Translate points into estimated cash-equivalent value
- Track monthly gain and recorded purchase history
- Monitor spending caps across the cards in your wallet
- Review relevant perks and protections tied to your cards
- Use the app in English or French
CardCoach is built for Canadian credit cards and Canadian reward valuations. No bank connection is required, and CardCoach does not store your full card number.
CARDCOACH PRO
- Unlimited cards — track every card in your wallet, not just three
- Automatic location — CardCoach finds the store you're standing in, instead of you choosing it
- Lock screen widget — see which of your cards earns the most where you are, without opening the app
- Receipt scanning — photograph a receipt and have the merchant, total and card filled in
- Statement analysis — import a card statement and see what a year of that spending would have earned on a different card
Statement analysis reads the file on your phone. The statement is never uploaded.
Privacy Policy: https://cardcoach.ca/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Subscription terms: https://cardcoach.ca/legal
A new CardCoach. Add the cards you carry, tell it which store you're in, and see the card that earns the most — with the math shown. New in 1.3: loyalty program stacking (Petro-Points, PC Optimum, Scene+, Aeroplan, Triangle), spend-cap tracking, foreign-currency ranking with FX fees, a clear tie-break when two cards earn the same, wallet search, full French, light and dark themes, and CardCoach Pro: unlimited cards, automatic location, a lock-screen widget, receipt scanning and statement analysis.
The developer, CardCoach Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Contact Info
- Identifiers
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- CardCoach Inc.
- Size
- 94.8 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English and French
- Age Rating
4+
- 4+
- Copyright
- © 2026 CardCoach