Cobalt: AI Finance & Budgeting
Talk to your Money
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Cobalt is an AI-powered personal finance management app designed to be the easiest way to understand and track your finances.
Designed to be simple and powerful, Cobalt uses AI to handle the heavy lifting: automatic categorization, personalized insights, and clear financial overviews so you can stay on top of your money.
Connect your accounts and get a complete view of your financial life in one place. Ask questions about your spending, track trends, and better understand your finances.
Key Features:
All Accounts, One View: Link bank accounts, credit cards, and investments to see your full financial picture.
AI-Powered Insights: Understand your spending patterns and financial trends with intelligent insights.
Smart Categorization: Automatically organized transactions with clean, readable labels.
Net Worth Tracking: Monitor your financial progress over time with intuitive charts.
Market Insights: Stay informed with relevant news and information about companies you follow.
Privacy First: We never sell your data and use secure providers like Plaid and Snaptrade for account connections.
Cobalt is also available on the web at try-cobalt.com.
Cobalt is a personal finance management tool and does not provide financial, investment, or lending services.
Privacy Policy: https://www.cobaltpf.com/privacy
Terms: https://www.cobaltpf.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
More networth bugs and removed news data
The developer, Cobalt Personal Finance Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cobalt Personal Finance Inc.
- Size
- 57.8 MB
- Category
- Finance
- Compatibility
Requires iOS 26.1 or later.
- iPhone
Requires iOS 26.1 or later. - iPad
Requires iPadOS 26.1 or later. - Mac
Requires macOS 26.1 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.1 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Infrequent
Simulated Gambling
Contests
Contains
Health or Wellness Topics
- In-App Purchases
Yes
- Cobalt Annual Plan $69.99
- Cobalt Monthly Subscription $6.99
- Copyright
- © 2026 Cobalt Personal Finance Inc