LifeKit Finance
Private budgeting made simple
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Take control of your money—without connecting your bank.
LifeKit Finance is a simple, private expense tracker designed to help you
build better spending habits. Log transactions in seconds, set budgets that
actually work, and clearly see where your money goes—without sharing your
data.
Simple & Private
- Log expenses and income in just a few taps
- No bank connections. No accounts. No data sharing—ever
- All financial data stays on your device
Budgets That Work
- Create monthly budgets for any category
- Track spending versus budget at a glance
- See projected month-end spending based on your pace
Meet Piggy
- Your friendly budget companion whose mood reflects your financial health
- Build daily streaks by staying on track
- Earn coins through good habits — log transactions, hit your daily budget,
set up your categories
- Spend coins on self-control tools: pause a spending category as a
mindfulness check, or restore your Forgiveness Token after a slip-up
- Keep Piggy happy as your habits improve
Money Journal
- After logging a transaction, tag how it felt — planned, impulsive, a treat,
a need, or something you regret
- Weekly and monthly summaries reveal the emotional patterns behind your
spending
- Understand not just what you spend, but why
Smart Tracking
- Automatic detection of recurring transactions
- Compare spending month-over-month and year-over-year
- Fully customizable categories
- Clear daily and monthly summaries
Gentle Reminders
- Daily reminders to log spending
- Streak-saving alerts to protect your progress
- Quiet hours so you're never disturbed at night
Upgrade to Pro
Unlock advanced tools to take your budgeting further:
- Today Card — See today's spending at a glance
- Spend Guardrails — Daily targets and pacing insights
- Smart Insights — Visual trends and spending patterns
- Personalized Suggestions — Budget optimization tips
- Upcoming Charges — Predict recurring expenses before they hit
- Savage Mode — Playful, opt-in roast-style notifications
- CSV Export — Export your data anytime
- Smart Defaults — Faster categorization based on your habits
Not ready to commit? Spend your earned coins to unlock any Pro feature for 24
hours and try it before you subscribe.
Subscriptions renew automatically unless canceled at least 24 hours before
the end of the current period. Manage or cancel anytime in App Store
settings.
Why LifeKit Finance?
Budgeting shouldn't feel like punishment. LifeKit Finance is built to feel
like a supportive companion — no judgment, no restrictions, just clarity and
gentle nudges to help you make smarter choices.
Start building better money habits today.
Terms of use: https://docs.google.com/document/d/1PIe8DHorWx-XSC42Bw68Ia_CvZt
HOfdIzJFhDmQAiCI/edit?usp=sharing
Privacy Policy: https://docs.google.com/document/d/1KUMbL2TVy9qUBkhVsQ0titbKj
8A521BrN68ueO7v6IQ/edit?usp=sharing
Coins & Self-Control Tools
Coins are now a behavioral currency you earn through good money habits — log
a transaction (+3), stay within your daily budget (+5), or set up 3+ budgets
for a one-time bonus (+20). Spend them on real tools: set a Spending Pause on
a category to create a mindful check-in before logging, or restore your
Forgiveness Token to protect a hard-earned streak.
24-Hour Pro Previews
Free users can now unlock Insights and CSV Export for 24 hours using coins —
a risk-free way to try Pro features before subscribing.
Spending Check-In & Money Journal
After logging an expense, you'll get a quick prompt to tag how it felt —
planned, impulsive, a treat, a need, or something you regret. Your Journal
tab summarizes these patterns weekly and monthly so you can see the emotional
side of your spending over time.
Bug Fixes & Polish
General stability improvements and UI refinements throughout.
The developer, Nicholas Bibelhausen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nicholas Bibelhausen
- Size
- 9.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.2 or later.
- iPhone
Requires iOS 26.2 or later. - iPad
Requires iPadOS 26.2 or later. - Mac
Requires macOS 26.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.2 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- LifeKit Finance Pro Yearly $24.99
- LifeKit Finance Pro Monthly $2.99
- Copyright
- © 2026 LifeKit Finance. All rights reserved.