CardWise - Credit Card Manager

Offline. Bill & Interest Calc

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

100% Offline & Secure. Track interest-free days & annual fees. Instant card access for online shopping—no physical card needed. Pure & ad-free experience. CardWise is a secure, offline credit card management tool crafted specifically for privacy-conscious users. We are dedicated to providing you with a pure, localized digital wallet, bringing simplicity and peace of mind back to your complex credit life. 【 What Can CardWise Do for You? 】 • Your Portable Wallet for Faster Payments CardWise is the digital counterpart to your physical wallet. Securely store critical details like card numbers, expiry dates, and security codes (CVV). When shopping online, there’s no need to rummage around for physical cards. simply open the app, verify your identity, and copy card details with a single tap for effortless checkout. • Privacy Shield with Completely Offline Data We adhere strictly to the principle that "data never leaves your device." No account registration and no bank linking are required. All sensitive card information is protected by bank-grade encryption and stored solely in your phone's local Secure Element (hardware chip). Your financial privacy belongs only to you, with zero upload risk. • Smart Decisions for Smarter Spending CardWise doesn’t force you to bookkeep; it helps you decide. Check the app before spending, and our smart algorithm will recommend the card with the longest current "interest-free period" based on real-time billing cycles. Cleverly utilize interest-free rules to maximize the time value of your money. • Annual Fee Manager to Avoid Waste Thoughtful management features for high-end cards. Track the annual fee amount and deduction date for every card, and receive advance notifications. Easily plan spending requirements or point redemptions to avoid unnecessary losses caused by forgetting due dates. • Bill Overview at a Glance Through an intuitive timeline design, clarify the bill status of all your cards. Instantly know which bills have been issued and which are due soon. Keep everything under control and easily maintain a good credit record. Download CardWise now for a more secure and effortless payment experience.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

Fixed several known issues and improved overall stability.

Version 1.6

The developer, 肖肖 程, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • 肖肖 程
    Size
    • 13.8 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 8 more
    • English, French, German, Japanese, Korean, Portuguese, Simplified Chinese, Spanish, Traditional Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Xiaoxiao Cheng
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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