BillSpot – Pay Bills
Pay bills, buy airtime, data
Free · Designed for iPad. Not verified for macOS.
Pay bills, buy airtime & data, airtime to cash, transfer money - all in one app
BillSpot - Your Fast Way to Settle Bills & Get Paid Globally
BillSpot makes digital transactions simple. Pay bills, buy airtime and data, convert airtime to cash, send and receive money, create invoices, gift cash, and open international accounts to get paid from anywhere - all in one secure platform.
KEY FEATURES
Bill Payments
- Electricity: Pay PHCN/NEPA bills instantly
- Cable TV: DSTV, GOtv, StarTimes subscriptions
- Internet: Spectranet, Swift, Smile, iPNX payments
- Other Services: Fund betting, education, and insurance payments
Airtime & Data
- Purchase airtime for MTN, Airtel, Glo, and 9mobile instantly
- Buy data bundles for all major networks at competitive rates
- Send to up to 10 recipients in one transaction
- Set up auto-renewal and save beneficiaries for faster transactions
Airtime to Cash
- Convert excess airtime into cash at competitive rates
- Funds credited directly to your wallet
- Track your airtime-to-cash balance separately
Digital Wallet
- Dedicated virtual account with automatic crediting
- USSD transfers and bank deposits supported
- Complete transaction history with downloadable receipts
- Withdraw to bank account or wallet with low fees
- Referral bonus system - earn rewards for referring friends
Money Transfers
- Send instantly to other BillSpot users
- Withdraw funds directly to your bank account with low fees
- Real-time notifications and receipts for all transfers
International Accounts & Payments
- Get your own bank accounts in USD, EUR, and more
- Receive payments from abroad into your accounts
- Send across currencies - NGN, USD, EUR and more
- Spend locally or internationally
- Simple verification unlocks your international accounts
Virtual Dollar Cards
- Create USD cards to pay online, locally and abroad
- Shop streaming, software, travel and more
- Manage, fund, and control your card in-app
Invoicing
- Create and send professional invoices in seconds
- Get paid directly into your wallet
- Track status - sent, paid, and expired
- Great for freelancers and small businesses
Gifting (Gift Drops)
- Send cash gifts in a few taps
- Create gift drops others claim instantly
- Perfect for birthdays and celebrations
Spray It (Events & Cash Gifts)
- Send and receive money at parties, weddings, and festivals
- Host with a unique code; guests join via QR code, link, or nearby Bluetooth
- Spray money into the event and settle to your wallet
- Perfect for owambe, parties, and group gifting
Smart Agent (In-App Chat & WhatsApp)
- Pay bills, buy airtime and data, and send money by typing what you need
- Set and manage auto-renewals from chat
- Quick redo of recent actions
- Same secure PIN protection as the rest of the app
- Available in the BillSpot app chat and on WhatsApp where supported
Security
- PIN protection and two-factor authentication
- Bank-level encrypted data transmission
- Secure, certified payment gateways
- BVN and identity verification
- Biometric login
WHY CHOOSE BILLSPOT?
- Fast & Reliable: Instant bill payments with reliable service
- Secure: Bank-level encryption and security measures
- Global: Receive, send, and spend across currencies
- Affordable: Competitive rates and low transaction fees
- User-Friendly: Simple, intuitive interface
- 24/7 Support: Round-the-clock customer support
GET STARTED
1. Download BillSpot from the App Store
2. Create your account with email and phone verification
3. Complete KYC verification with your BVN
4. Fund your wallet using your dedicated virtual account
5. Start paying bills, sending money, invoicing, creating dollar cards, and more
SUPPORT
Need help? Contact us 24/7!
- In-app chat support
- Email: support@billspot.co
- Help center with FAQs and guides
Visit billspot.co for more information and updates.
Download BillSpot today and manage all your transactions the easy way!
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Chat or WhatsApp your payments with Smart Agent
- Auto-renewals & quick redo from chat
- International accounts, cards, invoices & gifts
The developer, BILLSPOT DIGITAL LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- User Content
- Identifiers
- Sensitive Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- BILLSPOT DIGITAL LIMITED
- Size
- 97 MB
- Category
- Finance
- Compatibility
Requires iOS 15.5 or later.
- iPhone
Requires iOS 15.5 or later. - iPad
Requires iPadOS 15.5 or later. - iPod touch
Requires iOS 15.5 or later. - Mac
Requires macOS 12.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Billspot Limited. All rights reserved.

