Alpha Factory
Wealth & Health
Free · Designed for iPad. Not verified for macOS.
A deterministic financial ledger. Quantify your 10-year opportunity cost, manage multi-currency assets, and maintain absolute data privacy with local-first architecture.
OVERVIEW
Alpha Factory is a local-first financial tracking application engineered for precise asset allocation and behavioral correction. It discards the standard reactive expense-logging model in favor of deterministic, forward-looking mathematical projections.
CORE ARCHITECTURE
Most financial applications harvest user data via cloud servers and charge recurring subscription fees. Alpha Factory operates on a strictly local-first architecture utilizing Apple’s SwiftData framework. Your financial data never leaves your device. Zero cloud dependencies. Zero API latency. Absolute privacy.
KEY FEATURES
Deterministic Opportunity Cost Engine: Stop viewing expenses in isolation. Alpha Factory applies standard compound interest and Future Value of an Annuity formulas to calculate the 10-year opportunity cost of every transaction (benchmarked at an 8% CAGR). Understand the true mathematical weight of your spending.
Siloed Multi-Ledger System: Built for international professionals and expats. Manage assets in multiple currencies (e.g., USD, TWD) without the systemic risk of real-time Forex API failures. Each currency operates as an isolated, mathematically sound database.
Recurring EventKit Synchronization: Do not rely on proprietary in-app reminders. Alpha Factory natively synchronizes your recurring fixed costs directly to your iOS System Calendar as all-day events, ensuring high-visibility schedule integration.
Strategic Target Tracking: Define asset goals, link existing capital, and track progress via precise metric rings and automated completion calculations.
Smart Receipt Scanning: Utilize native iOS Vision capabilities to extract numeric data from physical receipts directly into the logging pipeline.
TECHNICAL SPECIFICATIONS
Offline-first capability.
Native Apple HIG compliance (Dynamic Type, Dark Mode support).
Hardware-accelerated rendering via Metal/SwiftUI.
Ratings & Reviews
Version 1.2 enforces stricter data isolation, introduces deterministic recurring projections, and aligns the user interface with native Apple Human Interface Guidelines (HIG).
ARCHITECTURAL UPGRADES
Zero-Forex Multi-Ledger: Live exchange rate APIs have been deprecated to eliminate network latency and offline calculation failures. The dashboard now dynamically generates up to three strictly isolated databases based on your active asset currencies (e.g., USD, TWD).
Annuity Projection Engine: The 10-year opportunity cost algorithm has been upgraded. Recurring expenses now utilize the Future Value of an Annuity formula, providing mathematically rigorous projections of long-term capital bleed.
FEATURE INTEGRATIONS
EventKit Synchronization: Recurring expenses (subscriptions/bills) now synchronize directly to the iOS System Calendar as monthly all-day events. This operates entirely via local OS permissions with zero third-party API dependencies.
Upcoming Bills Dashboard: Added a dedicated ledger view for recurring expenses, calculating total monthly fixed costs against their 10-year investment equivalent.
Strategic Target CRUD: Users can now annotate financial goals with free-form notes and manually inject capital contributions into unlinked targets.
UX & COMPLIANCE CORRECTIONS
Progressive Disclosure: High-friction modal tutorials have been dismantled and replaced with a gamified, auto-dismissing setup widget.
HIG Compliance: Custom deletion gestures and nested scroll loops have been stripped out and replaced with standard iOS .swipeActions and long-press .contextMenu controls.
Accessibility: Corrected contrast ratio violations in the logging environment for light-mode themes. Native .pickerStyle(.menu) implemented to reduce interaction cost during data entry.
The developer, Tzu En Feng, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Tzu En Feng
- Size
- 11.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 5 more
- English, French, German, Japanese, Simplified Chinese, Traditional Chinese
- Age Rating
4+
- 4+
- Copyright
- © Tzu En Feng 2026
