Moneto helps you plan fixed costs, subscriptions, budgets, and spending – now with a daily budget calculator, savings planner, and subscription reminders. Clear and fast.
Moneto helps you keep recurring costs and your monthly budget in view – a budget app, household ledger, and finance tracker in one clear iOS experience.
Organize your money in four areas:
• Fixed costs – rent, insurance, fees (monthly & yearly)
• Subscriptions – all recurring services with renewal reminders
• Monthly budget – category limits with spending progress
• Finances – real income and everyday expenses
Highlights
• Fixed-cost overview with charts and key metrics
• Subscription management with a local notification center and renewal reminders
• Monthly budget per category – see what's left at a glance
• Finances tab with period and category breakdowns plus monthly trends
• Tools: daily budget calculator and savings planner
• Flexible finance month – calendar month or salary-based
• Quick search across entries and transactions
• Custom categories with emoji
• Household sharing – personal or shared entries
• Privacy mode – hide amounts instantly
• App lock with Face ID, Touch ID, or PIN
• Widgets and quick actions for new transactions
Privacy
Your data stays on your iPhone and is included in your regular backups. Household data is only encrypted and synced when you use the household feature. Subscription reminders are local notifications on your device – no promotional push ads.
Download Moneto and take control of your budget – simple to start, clear from day one.
Ratings & Reviews
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Moneto 1.4 brings smarter automation, safer backups, and a clearer view of your finances.
• Auto-add after card payment: After Apple Pay or Wallet, expenses can land in Moneto automatically — set it up once in Apple’s Shortcuts app (see Settings → User Guide)
• iCloud Sync: Optionally sync fixed costs, subscriptions, transactions, and key settings across your devices via iCloud — personal data stays separate from household sharing
• Backup & Restore: Export your data as a JSON file or restore a backup — under Settings → Data
• Finance filters: Filter transactions by type, category, and amount to find entries faster
• Budget alerts: Get notified when a category exceeds its monthly budget — optional in Reminder settings
• Multi-select: Select multiple entries at once and delete them together — faster cleanup in fixed costs and expenses
• Stability and performance improvements
Version 1.4.0
The developer, Maceo Iacobozzi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
User Content
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More