We have redesigned the Recurring Payments system. In this version, Spendy becomes even more accurate in managing subscriptions, bills, installments, and automatic renewals. Main improvements: - Clearer and easier-to-review recurring payments - Automatic transaction generation on the renewal date - Better protection against duplicate transactions - Improved handling of suspension, reactivation, and deletion - More reliable fixed-duration installments and due dates - General stability and performance improvements An update designed to give you more control over the expenses that repeat every month. Thank you for your feedback — it helps us make Spendy more and more reliable.

What's new in version 1.0.11: We've improved recurring payments management and fixed some behaviors reported by users. - Clearer recurring payments: each month now shows the correct due dates for the selected period. - More accurate future forecasts: payments for upcoming months are shown as scheduled renewals, not as already paid. - Improved initial recording: when you add a recurring payment starting today, the first expense is correctly added to the current month. - Fixed summaries from notifications: opening weekly or monthly summaries from notifications now displays the correct period. Thank you for your reports — they help us make Spendy more and more reliable.

What’s New in Version 1.0.10 - Fixed an issue with pending transactions that could apply the same description to multiple pending payments. - Pending payment notifications now take you directly to the “To Confirm” screen. - Improved overall app stability during syncs and rapid edits. - Small fixes and refinements to make the experience smoother and more reliable. Thank you for using Spendy! Feedback and suggestions are always welcome.

What's new in Spendy version 1.0.9: We've introduced a new customization option for Pro users: - You can now choose the Spendy icon directly from Settings > Appearance. Customize your home screen with new alternative icons and make the app even more yours. This version also includes general user experience improvements, optimizations, and small tweaks to make Spendy even more comprehensive, fluid, and enjoyable to use every day. Thank you for using Spendy! Feedback and suggestions are always welcome.

Spendy 1.0.8 is here with new features to make expense tracking faster and more accurate! What's New - Initial Budget in Onboarding: set your monthly budget right when you first launch the app. - Auto Cents: enable this in Settings → Profile to speed up amount entry — type "1023" and it becomes "10.23" automatically. - "00" Quick Key: when Auto Cents is active, a "00" button appears on the number pad for entering round amounts instantly. - Pending Transaction Notifications (PRO): if an Apple Pay payment is saved without an amount, you'll get a push notification reminding you to update it. Manageable from the Notifications section. Fixes - Various bug fixes to improve app stability and performance. - Improved English translations. Thanks for using Spendy! We'd love to hear your feedback.

What’s New in Spendy 1.0.7 -Custom Recurring Frequency: Ultimate flexibility for your subscriptions! You can now set recurring payments with personalized intervals (e.g. every 2, 3, or 6 months) to perfectly match your billing cycles and due dates. -Improved “What’s New” Logic: We’ve refined the internal update notification system to ensure you never miss the latest tools and features added in previous versions. -Stability Enhancements: Fixed minor bugs related to category management and optimized overall performance for an even smoother experience. -Bug Fixes: Resolved small visual issues and text typos for improved clarity. Thank you for using Spendy! If you enjoy the app, please consider leaving us a review on the App Store.

Spendy 1.0.6: Expense tracking at the speed of light! In this update, we've made logging your expenses more immediate than ever. Spendy is now right where you need it most: New Quick Controls: Add the app directly to your iPhone's Control Center or Lock Screen. Instant Action: Whether you want to scan a receipt on the fly or enter a manual transaction, you can now do it in a single tap—even using the Action Button. Tracking your finances has never been so fast and convenient. Beyond the user experience, we've been working "under the hood" to bulletproof your data. The iCloud backup and restore system has been massively upgraded: paused subscriptions now keep their correct status, installments are perfectly preserved, and your renewal history is saved flawlessly. Plus, our recovery engine can now magically rebuild your renewal history even when you restore from older backups. Update now to supercharge Spendy with the new controls!!!!

What's New in Spendy Smarter AI Local Spendy Advisor now remembers how you like to name your merchants. Rename "APPLE COM INC" to "iCloud Subscription" once, and the AI will automatically apply that name to all future transactions from the same merchant — even if you ever reset the AI memory, the "Retrain" feature will recover your preferences from your transaction history. Full Subscription Renewal History Tap the number of renewals or the total spent in any subscription detail to browse the complete chronological list of past payments. Every amount, every date — always at your fingertips. More Reliable Subscriptions Fixed a critical bug: a suspended subscription will no longer generate automatic charges the following month. Spendy now fully respects your cancellation choices. Smoother, Polished Onboarding The welcome experience has been completely refined: animated vector icons, smooth transitions, and no more sudden layout jumps when the keyboard appears. Clearer Subscription Actions The "Cancel" button is now "Pause Tracking": it makes clear that you're stopping Spendy from tracking that expense — not cancelling your actual subscription (Netflix, gym, etc.). Fixes & Improvements Fixed icon rendering issues on the Home screen and Onboarding. Restoring a backup is now silent — no flood of unlock animations for badges earned months ago. The AI section in Settings now shows how many merchant names have been corrected, with before/after examples.

What's New & Improved In this update, we've been working to make Spendy Advisor even smarter and give you greater clarity over your spending! Your Assistant, Now Even Smarter Intelligent Budget Management: If you set a budget last month, the Advisor now remembers it and helps you confirm it in seconds — no need to start from scratch. Timely In-App Alerts: On top of push notifications, the Advisor now warns you directly inside the app with precise budget details: it'll show you exactly how much of your budget you've used and alert you if you're getting too close to — or have exceeded — your limit. Accurate Annual Costs: Spendy now calculates your yearly subscriptions with pinpoint precision, showing them only in the month you'll actually pay them — no more spreading costs across months and confusing your expenses. Everything Under Control Where did this expense come from? In the detail view of each transaction, you can now instantly see its origin — Scanned Receipt, Apple Pay, Recurring Payment, or Manual Entry. Crystal-clear Dates: For long-term subscriptions, we now clearly display the year of the next renewal, so there's never any doubt! Fixes & Optimizations Made the Home screen scrolling incredibly smooth and responsive. Fixed an annoying issue that showed the PRO upgrade popup to users who are already subscribed — sorry about that! Fixed fixed-cost calculations: deactivated subscriptions will no longer affect your totals. Thank you for using Spendy! If the app is helping you manage your finances better, please leave us a 5-star review on the App Store!

Track expenses in seconds! Scan receipts or automate with Apple Pay: your budget updates automatically, no hassle. Spendy is the budget app you won't abandon after a week. Why? It automatically tracks expenses when you pay with Apple Pay, or manually in 2 seconds with OCR receipt scanning. The AI learns and completes for you. Zero complications, maximum control. **WHY SPENDY** - Apple Pay Automation → Set it once, every payment gets tracked automatically (zero effort) - Scan receipts in seconds → Take a photo, the app reads amount and date in 2 seconds - Learning AI → Suggests categories as you type, remembers your habits - Quick Add from Icon → Long-press Spendy's icon, add expenses from Home Screen - Category Budgets → Set monthly limits and see how much you can still spend - Savings Goals → Vacation, car, emergency fund: create the goal, Spendy tracks progress - Recurring Payments → Never forget subscriptions again: reminders before every due date - Smart Widgets → Budget, recent expenses, stats always visible on Home Screen **SPENDY ADVISOR: YOUR FINANCIAL AI** Analyzes spending pace: "It's day 10, you've already used 60% of your budget" Identifies hidden trends: "You spend too much on weekends" Smart predictions: "At this rate, you'll end the month at +$150" Onboarding coach: Helps you set up budgets and goals if you're just starting Proactive notifications: Unusual expenses detected in real-time Everything runs locally on your iPhone. Privacy guaranteed. **APPLE PAY AUTOMATION (Zero Effort)** Configure the Shortcuts integration once: every time you pay with Apple Pay or card, Spendy automatically records the transaction. So tracking stays complete even when you're in a hurry or forget. • Compatible with any card/bank • Runs in background, zero intervention • AI automatically categorizes every expense • Works with NFC/contactless too Result: budget always up-to-date without you lifting a finger. **QUICK FEATURES** Search and filters → Find any transaction in seconds PDF/CSV Export → Export everything when needed iCloud Backup → Private sync, no external servers **GAMIFICATION & MOTIVATION** Unlock badges by recording transactions, maintaining daily streaks, and reaching goals. The more you use Spendy, the better your financial habits become. **FREE VERSION** - Unlimited expenses and income - 1 goal + 1 subscription + 1 widget - Essential statistics - Spendy Advisor (basic analysis) **SPENDY PRO** - Unlimited goals and subscriptions - Budgets for all categories - OCR receipt scanning - Apple Pay automation with Shortcuts - Full Spendy Advisor (predictions + advanced trends) - Shortcuts automation - Automatic iCloud backup - PDF/CSV export - All widgets - Advanced statistics with charts **PRIVACY FIRST** All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included. **LEGAL INFORMATION** Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html **SUBSCRIPTION INFORMATION** Spendy Pro is available with the following options: AUTO-RENEWABLE SUBSCRIPTIONS: • Monthly: €2.99/month • Annual: €17.99/year (save 58%) ONE-TIME PURCHASE: • Lifetime: €34.99 (lifetime access, no renewals) Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase. The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

Meet Spendy Advisor, your new smart financial assistant! We've worked hard to make Spendy even more helpful and proactive. SPENDY ADVISOR (Brand New Feature) Advisor analyzes your spending in real-time and provides personalized insights directly on your Home screen. • Onboarding Coach: Helps you set up budgets and goals if you're just getting started • Pace Analysis: Warns you if you're spending too fast relative to the days in the month (e.g., "It's day 10 but you've already used 60% of your budget") • Smart Trends: Discover if you overspend on weekends or if a specific category is exploding • Predictions: Advisor estimates how you'll finish the month based on your current habits • Proactive Alerts: Instant notifications for unusual expenses or new subscriptions detected Available for all tiers, with advanced analysis exclusive to PRO users. NEW USER EXPERIENCE • New Welcome Popups: Redesigned intro screens for Budgets, Goals, and Recurring Payments • Recurring Payments 2.0: Cleaner, more modern interface to manage your subscriptions • UI Improvements: More accessible buttons and smoother animations throughout the app OTHER IMPROVEMENTS • Full Localization: Spendy Advisor is completely translated into Italian and English • Bug Fixes: Fixed an issue with truncated text on small screens and improved overall stability

• Improved expense saving system • General stability optimizations