A clean, private, feature-rich money tracker for fast manual expense tracking, budgeting, savings goals, and everyday spending.
Moneta is a clean, private money tracker built for people who want to understand where their money goes.
Track expenses, income, budgets, accounts, recurring transactions, savings goals, and more in one simple place.
No ads. No tracking. No bank login. Just fast, flexible money management.
FAST MANUAL TRACKING
Moneta is designed for people who prefer staying in control of their finances.
Quickly add expenses and income, organize transactions with custom categories, track cash or multiple accounts, and keep a clear overview of your money.
Enter transactions manually, use Voice Entry, or import transactions from bank statements when you need to.
BUDGETS, GOALS, AND PLANNING
Plan ahead with monthly budgets, savings goals, recurring transactions, cash flow forecasts, and account balances.
Explore interactive charts, spending trends, and detailed financial insights to better understand your habits and how your money changes over time.
Moneta helps you stay organized without forcing you into a complicated budgeting system.
FEATURES
• Fast expense and income tracking with custom categories, comments, and attached photos and PDFs
• Clean, customizable Home overview with expenses, income, net balance, trends, and transactions insights
• Monthly Budgets and Savings Goals with spending progress and detailed insights
• Multiple accounts with balance trends and full customization
• Calendar view with daily totals and detailed day breakdowns
• Interactive charts for expenses, income, spending distribution, and deeper insights
• Fully customizable categories and category transaction history
• Recurring transactions with cash flow forecasts
• Voice Entry for quickly adding transactions using natural language
• Import bank statements from PDF, CSV, TSV, and TXT files, with transaction review before importing
• Home Screen widgets for quick balance and spending insights
• Export customizable professional PDF transaction reports
• Import data from other finance apps
• CSV export for Excel
• PIN and Face ID protection
• Scheduled backups to Files
• Optional iCloud Sync
• Full iOS Shortcuts support
• Appearance, font, language, and currency customization
• Customizable Smart Alerts and Reminders
• Smart Suggestions for faster transaction entry
• Optional Tip Jar to support Moneta’s development
MAKE MONETA YOURS
Personalize your experience with flexible appearance settings, different font styles, and a Home overview that works the way you do.
Choose how you want to view your income, expenses, and financial trends, while keeping the information that matters most within reach.
GO FURTHER WITH MONETA PRO
Moneta gives you the tools to manage your money for free.
For an even more complete experience, Moneta Pro unlocks additional customization, advanced financial insights, and premium features.
Understand your spending in greater detail, personalize your experience, and get more out of your financial data.
One purchase. Lifetime access. No subscription.
DESIGNED FOR REAL LIFE
No complicated setup.
No forced financial philosophy.
No ads or unnecessary clutter.
Just fast manual tracking, flexible budgeting, and a clear way to understand your money.
PRIVACY
Your financial data stays under your control.
No ads. No tracking. No selling your data. No bank login required.
YOUR DATA, YOUR CONTROL
Import, export, and back up your data whenever you want. Your financial data stays on your device, with optional sync through Apple iCloud.
I’ve been using it to track small expenses. The tools are very intuitive and have a minimalist design. I especially appreciate the dark mode to avoid eye strain at night, and the CSV export and backup options.
Developer Response
Thank you :) Maybe you'll like the new PDF exports also!
Amazing
GizmoSauce
So far the app is amazing, everything I need is here and it’s so simple to use! The only thing I can’t figure out is how to really customize my savings goals. I would like to move cash into savings manually, I don’t understand why it’s doing it automatically.
Developer Response
The idea behind Moneta s a bit different from automatically moving money into a savings account. You set a Savings Goal (exp 1000%) and then track your income and expenses through the month. At the end of the month, you can clearly see how much you have been able to save during that time, based on your finances. If you prefer to physically move money aside, you could create a dedicating Savings account and transfer money into it (in the accounts page), so its tracked separately while still contributing to your overall financial picture. I'm always looking to make the app flow better, so thanks for the feedback!
• Home, Budgets and Saving goals transactions insights
• Five app-wide font styles, also reflected in widgets
• Optional Unified Home view for income, expenses and net
• Use comments as transaction title
• Refreshed Moneta icon, with Dark and Tinted variants
• Voice Entry improvements and editable transaction drafts
• Improved PDF, CSV, TSV and TXT bank statement review
• Fixed guided Explore Moneta tour with sample data
• Independent chart visibility and updated chart totals fix
• Create categories directly from the category picker
• Search across Preferences and Instructions
• Optional privacy cover when no app PIN is set
• System number formatting follows the device region
• Feedback and roadmap access from Help
• General fixes and stability improvements
Version 5.2
The developer, LUCA ALBERTI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Dark Interface
Differentiate Without Color Alone
Sufficient Contrast
Reduced Motion
Information
Seller
LUCA ALBERTI
Size
48.2 MB
Category
Finance
Compatibility
Requires iOS 26.2 or later.
iPhone Requires iOS 26.2 or later.
iPad Requires iPadOS 26.2 or later.
Mac Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.