Moneta: Money Tracker & Budget

Track spending and savings

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

A clean, private, feature-rich money tracker for fast manual expense tracking, budgeting, savings goals, and everyday spending. Moneta is a clean, private money tracker built for people who want to understand where their money goes. Track expenses, income, budgets, accounts, recurring transactions, savings goals, and more in one simple place. No ads. No tracking. No bank login. Just fast, flexible money management. FAST MANUAL TRACKING Moneta is designed for people who prefer staying in control of their finances. Quickly add expenses and income, organize transactions with custom categories, track cash or multiple accounts, and keep a clear overview of your money. Enter transactions manually, use Voice Entry, or import transactions from bank statements when you need to. BUDGETS, GOALS, AND PLANNING Plan ahead with monthly budgets, savings goals, recurring transactions, cash flow forecasts, and account balances. Explore interactive charts, spending trends, and detailed financial insights to better understand your habits and how your money changes over time. Moneta helps you stay organized without forcing you into a complicated budgeting system. FEATURES • Fast expense and income tracking with custom categories, comments, and attached photos and PDFs • Clean, customizable Home overview with expenses, income, net balance, trends, and transactions insights • Monthly Budgets and Savings Goals with spending progress and detailed insights • Multiple accounts with balance trends and full customization • Calendar view with daily totals and detailed day breakdowns • Interactive charts for expenses, income, spending distribution, and deeper insights • Fully customizable categories and category transaction history • Recurring transactions with cash flow forecasts • Voice Entry for quickly adding transactions using natural language • Import bank statements from PDF, CSV, TSV, and TXT files, with transaction review before importing • Home Screen widgets for quick balance and spending insights • Export customizable professional PDF transaction reports • Import data from other finance apps • CSV export for Excel • PIN and Face ID protection • Scheduled backups to Files • Optional iCloud Sync • Full iOS Shortcuts support • Appearance, font, language, and currency customization • Customizable Smart Alerts and Reminders • Smart Suggestions for faster transaction entry • Optional Tip Jar to support Moneta’s development MAKE MONETA YOURS Personalize your experience with flexible appearance settings, different font styles, and a Home overview that works the way you do. Choose how you want to view your income, expenses, and financial trends, while keeping the information that matters most within reach. GO FURTHER WITH MONETA PRO Moneta gives you the tools to manage your money for free. For an even more complete experience, Moneta Pro unlocks additional customization, advanced financial insights, and premium features. Understand your spending in greater detail, personalize your experience, and get more out of your financial data. One purchase. Lifetime access. No subscription. DESIGNED FOR REAL LIFE No complicated setup. No forced financial philosophy. No ads or unnecessary clutter. Just fast manual tracking, flexible budgeting, and a clear way to understand your money. PRIVACY Your financial data stays under your control. No ads. No tracking. No selling your data. No bank login required. YOUR DATA, YOUR CONTROL Import, export, and back up your data whenever you want. Your financial data stays on your device, with optional sync through Apple iCloud.

  • 4.8
    out of 5
    8 Ratings

• Home, Budgets and Saving goals transactions insights • Five app-wide font styles, also reflected in widgets • Optional Unified Home view for income, expenses and net • Use comments as transaction title • Refreshed Moneta icon, with Dark and Tinted variants • Voice Entry improvements and editable transaction drafts • Improved PDF, CSV, TSV and TXT bank statement review • Fixed guided Explore Moneta tour with sample data • Independent chart visibility and updated chart totals fix • Create categories directly from the category picker • Search across Preferences and Instructions • Optional privacy cover when no app PIN is set • System number formatting follows the device region • Feedback and roadmap access from Help • General fixes and stability improvements

The developer, LUCA ALBERTI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • Dark Interface

      • Differentiate Without Color Alone

      • Sufficient Contrast

      • Reduced Motion

    Seller
    LUCA ALBERTI
    Size
    48.2 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.2 or later.
    • iPhone
      Requires iOS 26.2 or later.
    • iPad
      Requires iPadOS 26.2 or later.
    • Mac
      Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.2 or later.
    Languages
    English and 26 more
    • English, Arabic, Czech, Danish, Dutch, French, German, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    • Moneta Pro Final Offer $1.99
    • Moneta Pro Special Offer $2.99
    • Moneta Pro Lifetime $3.99
    • You're a Legend $8.99
    • You're Amazing $3.99
    • Thank You $0.99
    • You're Awesome $2.99
    Copyright
    © 2026 Alberti Software