NavFi
Your Financial GPS
Only for iPhone
Free · In‑App Purchases
iPhone
Connect your accounts and get a personalized day-by-day plan for spending, bills, and saving. See exactly what to do next, every day.
NavFi is a personal financial GPS. Connect your accounts, and NavFi builds a clear, day-by-day plan for spending, paying bills, and saving—then guides you through it, one step at a time.
Most budgeting apps show you where your money went. NavFi tells you what to do next.
HOW IT WORKS
1. Connect your checking, savings, and credit card accounts (or add them manually—no bank connection required).
2. NavFi's planning engine builds an optimized route: what to pay, when, and from which account, so your bills are covered and you're never caught short.
3. Follow your Navigator day by day. If something changes, simply tell NavFi and it automatically reroutes your plan.
WHAT YOU GET
• Command Center — One screen for your balances, plan status, and anything that needs your attention.
• Navigator — A turn-by-turn calendar of every bill, paycheck, and savings move in your plan.
• Route Health — A continuous check on whether your plan is still on track, with rerouting recommendations the moment it isn't.
• Map — See nearby places to spend and whether they fit this week's budget before you tap to pay.
• Smart Credit Card Payments — NavFi times and sizes your card payments to help you avoid interest and stay ahead of due dates.
• Goals & Savings — Set a target and let your plan work toward it automatically.
• Navi, Your AI Guide — Ask questions about your finances in plain language and receive answers based on your real financial data.
• Transactions — Every purchase is automatically matched to your plan, with manual entry available for cash or accounts you'd rather not connect.
BUILT ON REAL MATH
NavFi's plans aren't based on guesses or rules of thumb. They are generated by real mathematics to create a plan that works—and automatically recalculates whenever something changes.
YOUR DATA, PROTECTED
Bank connections use Plaid's bank-level encryption. NavFi never sees or stores your online banking credentials. You can also secure the app with Face ID for an additional layer of protection.
MEMBERSHIP
NavFi requires a membership. Choose a monthly or yearly subscription.
NavFi Monthly — full access to NavFi. Length: 1 month. Price: $19.99 per month.
NavFi Yearly — full access to NavFi. Length: 1 year. Price: $199.99 per year.
Payment is charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your App Store account settings.
Terms of Use (EULA): https://navfi.money/terms
Privacy Policy: https://navfi.money/privacy-policy
Questions? Contact us at support@navfi.money.
Can I afford this?
Thinking about a purchase? Tell NavFi what and when, and it tells you whether it fits your week — and what to move if it doesn't. Right from your home screen or the Navigator.
More of your money at a glance
• Total Assets now on the home screen
• Your Navi speaks up about what matters this week
• Change or skip a single category's budget for one week without redoing your whole route
• A redesigned transactions screen
• A streak that counts the days you check in
Cards and loans
• Charge cards with no preset spending limit (Amex Platinum, Gold) are now supported
• Loans show a full payment ledger, and you can mark a payment you already made
A setup that fits you
New to NavFi? Setup now asks what brought you here — paying off cards, uneven paychecks, a fresh start, or saving for something specific — and shapes the rest around your answer, including which Navi it suggests. Saving for something? Set that goal during setup and it's on your first route.
Also
Faster add for income and expenses, a simpler expenses step, a refreshed light mode, and a long list of fixes.
The developer, Navfi Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Navfi Inc.
- Size
- 71.8 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- NavFi Yearly $199.99
- NavFi Monthly $19.99
- Copyright
- © 2026 Navfi Inc.
