Utang: Credit & Debt Tracker

Track Debts and Credits

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Utang: Credit & Debt Tracker helps you stay on top of money you owe and money owed to you — all in one simple, organized app. Whether you’re lending to friends, tracking personal loans, or managing small debts, Utang gives you clarity and control without complicated accounting. Key Features: - Track debts and credits separately - Add people with contact details and notes - Record payments and see remaining balances instantly - Set payment reminders so you never forget - View transaction history per person - Clean and simple interface designed for everyday use - Works fully offline. Your data stays on your device Privacy First Utang does not require cloud accounts. All data is stored locally on your device, giving you full control and peace of mind. Perfect For - Friends and family loans - Personal debt tracking - Small informal lending - Anyone who wants clarity with money Stop guessing. Start tracking. Utang makes debt and credit simple.

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Thank you for using Utang! This update introduces a one-time in-app purchase that lets you permanently remove ads, along with minor bug fixes and performance improvements.

The developer, MARK CAGUIOA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • MARK CAGUIOA
    Size
    • 49.2 MB
    Category
    • Finance
    Compatibility
    Requires iOS 13.0 or later.
    • iPhone
      Requires iOS 13.0 or later.
    • iPad
      Requires iPadOS 13.0 or later.
    • iPod touch
      Requires iOS 13.0 or later.
    • Mac
      Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Mark Caguioa