Penny - AI Portfolio Coach

Stocks, Crypto, Halal & Goals

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

New: Live Sharia (halal) compliance check on any stock. Plus AI coaching, RSU vesting, real estate, retirement planning, and tax-loss harvesting — all in one app. Penny is your AI money coach. Track stocks, crypto, ETFs, gold, real estate, RSUs, and retirement accounts — all in one app. Penny doesn't just show numbers; it explains them. Ask any investing question — by text or voice — and get a real answer in your language. WHY PENNY IS DIFFERENT • Sharia / Halal compliance check on any US stock (live AAOIFI screening — first iOS app to ship this) • RSU tracking with vesting schedules — built for tech employees • Real estate properties with rental income and appreciation • 40+ retirement account types (401k, IRA, ISA, Roth, SEP) • 4 languages: English, Turkish, German, Spanish AI COACH THAT GETS YOU • "Should I buy more NVIDIA?" — checks your allocation first • Voice chat — talk to your portfolio, hands-free • Proactive alerts: concentration drift, tax-loss opportunities, earnings, dividends • Awareness of US tax rules — wash-sale window, long-term gains, Roth treatment. Educates, never advises (see a tax pro). ANALYSIS TOOLS PROS USE • Investment Checkup — health score across 4 dimensions • Fee Analyzer — find hidden costs eating returns • Retirement Planner — Monte Carlo simulation • Tax-Loss Harvesting suggestions • What-If Simulator — test changes before making them • Concentration risk (HHI) and liquidity breakdowns PRIVACY THE RIGHT WAY • No bank or broker linking — your portfolio is yours, by design • Encrypted in transit and at rest • AI requests proxied — your portfolio never leaves our servers • No data sold, ever SMART ALERTS • Price alerts on any holding • Dividend & earnings reminders • Drift and concentration warnings • Runs server-side — fires even when the app is closed EVERY ASSET CLASS • Stocks, ETFs, crypto, gold, silver, bonds, REITs • Real estate (residential, commercial, rental, REITs) • RSUs, options, retirement accounts • Loans and liabilities for true net worth ADD HOLDINGS YOUR WAY • Manual entry • CSV import from 20+ brokers • Scan a statement PDF with your camera (AI vision) PENNY PRO Subscribe for unlimited AI coaching, voice conversations, advanced analysis, PDF exports, and priority support. 3-day free trial. Terms: https://www.getpenny.org/terms Privacy: https://www.getpenny.org/privacy

Ratings & Reviews

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What's New in 1.0.1 This is a big one. Three things you'll feel immediately: 1. SHARIA / HALAL COMPLIANCE — NOW LIVE Tap any US stock to see if it passes AAOIFI screening: industry check + debt-to-market-cap, cash ratio, receivables, and interest income. Each rule shows pass/fail with the actual number. First iOS portfolio tracker to ship live screening. 2. PENNY NOW SPEAKS YOUR LANGUAGE Pick English, Turkish, German, or Spanish in Profile. Penny answers in that language — tickers and dollar amounts stay as-is. Set once, applies everywhere. 3. SMARTER UPCOMING EVENTS Grouped by Today / This Week / Next Week / Looking Ahead. Now shows dividend ex-dates and upcoming IPOs, not just earnings and Fed meetings. Color-coded by event type. ALSO NEW • Browse the full S&P 500 in the market hub (was 163 stocks) • "Halal" filter alongside Stocks / Crypto / ETFs • Typewriter reveal in Ask Penny — easier to read along • Faster chat responses, sharper analysis where it matters • Stock details now show a Halal badge with the screen breakdown FIXES • App no longer crashes at launch on some devices • Duplicate "trial ended" notifications stopped • Headings now readable on dark mode across every screen • Added "Use a different account" link on the paywall — switch logins without deleting the app • Cleaner sign-in flow on dark mode

Version 1.0.1

The developer, Hulya Masharipov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Hulya Masharipov
Size
  • 50.7 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Penny Pro (Annual) $49.99
  • Penny Pro (Monthly) $6.99
  • Learn More
Copyright
  • © Hulya Masharipov
  • Developer Website
  • Privacy Policy

    • More by Hulya Masharipov

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