Planara: Debt Payoff Planner

Plan Paychecks, Crush Debt

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Know which paycheck pays which bill. Planara plans every payday — bills on time, debt down faster, and cash set aside for everyday life. Most budgeting apps tell you what you already did. Planara tells you what to do next. Stop guessing where your money should go. Start making a plan that gets you ahead faster. What Planara does: Planara helps you: • Build a clear plan for every paycheck • Pay off debt faster with snowball or avalanche • Stay on top of bills without the stress • See exactly how your money moves forward Why Planara is different: Most apps track the past. Planara focuses on your future. Instead of showing where your money went, Planara shows you where it should go next. Features: • Paycheck planning system • Debt payoff strategies (snowball and avalanche) • Bill and expense tracking • Savings goal planning • Household sharing Take control of your money today. Download Planara and start moving forward. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • 5.0
    out of 5
    4 Ratings

This is our biggest planning update yet. • Smarter payday plans — a rebuilt planning engine maps every bill, minimum payment, and goal to the right paycheck, and keeps them on time even when things are tight. • Debt, your way — choose avalanche or snowball, and extra money is automatically routed to the right account to pay balances down faster. • Your buffer comes first — everyday spending money is protected before anything else, so a plan never leaves you short. • Accurate to your real balance — your current cash is handled correctly, so your plan reflects what you actually have. • Faster, more reliable updates whenever you confirm a payday or edit a bill.

The developer, CHARLES JACK MILLER, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • Dark Interface

    • Reduced Motion

Seller
  • CHARLES JACK MILLER
Size
  • 72.1 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Planara Pro Monthly $5.99
  • Planara Pro Annual $49.99
  • Planara Pro 6 months $29.99
Copyright
  • © 2026 Planara