AI Money Manager & Expenses
Spend tracker & Budget Planner
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New in 4.1: a shared fund with your partner, subscriptions under control, your accounts on WhatsApp, widgets on your home screen, and debts with real interest.
The smartest expense tracker and budget planner in your pocket. Add transactions by voice, text, or receipt scanner — powered by Denis, your personal AI financial advisor. AI Money bridges the gap between raw data and actionable intelligence. Designed by engineers and senior accountants, this professional-grade personal finance suite works anywhere in the world.
MEET DENIS: YOUR PERSONAL FINANCIAL STRATEGIST
Denis is your 24/7 AI advisor, built to provide context to your spending habits, tax obligations, and savings goals.
• Denis Standard: Immediate and reliable answers for your daily financial inquiries.
• Denis Reasoning: High-level logic for complex scenarios, such as diversifying investments, calculating emergency funds, or planning long-term wealth.
EFFORTLESS INCOME AND EXPENSE TRACKING
Our finances tracking interface is designed for speed and clarity to help you stay organized without the effort.
• AI Voice & Natural Language: Stop typing. Tap the mic or type naturally (e.g., "Lunch 15 USD") and let AI log it instantly.
• Smart Receipt Scanner (OCR): Snap a photo of any invoice to automatically extract and log every transaction line.
• Automated & Visual: Set recurring obligations and categorize transactions instantly with an intuitive icon system.
• Global Versatility: Seamlessly manage accounts in COP or any international currency with high-fidelity accuracy.
BUILT FOR PROFESSIONALS AND ENTREPRENEURS
For freelancers and small business owners, clarity is a competitive advantage. AI Money transforms your history into a strategic roadmap.
• Advanced Analytics: Dynamic charts provide both a macro and micro view of your cash flow and spending trends.
• Precision Filters: Sort by month, year, or custom ranges to make tax season and monthly audits seamless.
• Professional Exports: Generate Excel (.xlsx), CSV, or PDF reports that are ready for your accountant or personal archives.
PRIVACY AND PERSONALIZATION
• Adaptive Interface: Choose between a crisp Light Mode or a sophisticated Dark Mode to suit your visual preference.
• Privacy First: Your financial data is secure and remains entirely under your control.
• Pro Advantage: Gain unlimited access to the advanced reasoning capabilities of Denis AI and our full suite of professional reporting tools.
AI MONEY MANAGER FEATURES:
• Apple Pay & SMS Tracking: Automatic background logging of your digital payments and bank text messages.
• WhatsApp Expense Bot: Record your daily spending directly through WhatsApp.
• Custom Smart Budgets: Track your spending limits visually and avoid overspending.
• Denis AI Financial Advisor: Your 24/7 money manager providing quick answers (Standard) and deep analysis (Reasoning) for tax planning, bookkeeping, and savings.
• Automated Recurring Transactions: Set and forget your monthly obligations like rent, subscriptions, or social security.
• Voice & Natural Language Logging: Record expenses instantly by speaking or typing naturally - your AI assistant handles the rest.
• Smart Invoice & Receipt Scanner: Snap a photo of any bill to automatically extract and record transaction details using advanced OCR technology.
• Multi-Currency Support: Manage your balance in COP or any global currency with real-time accuracy and seamless switching.
• Professional Visual Reporting: Dynamic charts and analytics that turn your spending data into actionable financial insights.
• Advanced Data Export: Generate professional-grade Excel, CSV, or PDF reports for accountants, advisors, or personal archiving.
• Custom Precision Filters: Sort your finances by month, year, or custom date ranges to simplify tax season and auditing.
Download the best expense tracker and budget planner today. Start managing your money smarter.
Try for free, then unlock the full potential of your AI finance assistant with unlimited access to Denis’ advanced features and detailed export tools.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt.
WHAT'S NEW IN VERSION 4.1:
• Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date.
• Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app.
• Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you.
• Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about.
• Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise.
• Notification Center: A single panel to decide exactly which reminders you get and when.
• Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
4.1.2 21h ago
Version 4.0 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt.
WHAT'S NEW IN VERSION 4.0:
• Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date.
• Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app.
• Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you.
• Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about.
• Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise.
• Notification Center: A single panel to decide exactly which reminders you get and when.
• Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
4.1 5d ago
Version 4.0 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt.
WHAT'S NEW IN VERSION 4.0:
• Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you.
• Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about.
• Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise.
• Notification Center: A single panel to decide exactly which reminders you get and when.
• Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
4.0 Aug 5
Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO.
WHAT'S NEW IN VERSION 3.2:
• Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person.
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.2.3 Jul 30
Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO.
WHAT'S NEW IN VERSION 3.2:
• Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person.
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.2.2 Jul 26
Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO.
WHAT'S NEW IN VERSION 3.2:
• Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person.
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.2.1 Jul 24
Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO.
WHAT'S NEW IN VERSION 3.2:
• Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person.
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.2 Jul 23
WHAT'S NEW IN VERSION 3.1:
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.1.4 Jul 20
WHAT'S NEW IN VERSION 3.1:
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.1.3 Jul 17
WHAT'S NEW IN VERSION 3.1:
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.1.2 Jul 15
WHAT'S NEW IN VERSION 3.1:
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.1.1 Jul 12
WHAT'S NEW IN VERSION 3.1:
• Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time.
• Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
3.1 Jul 11
WHAT'S NEW IN VERSION 3.0:
• Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you.
• Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is.
• Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round.
• PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)
3.0.2 Jul 4
WHAT'S NEW IN VERSION 3.0:
• Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you.
• Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is.
• Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round.
• PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)
3.0.1 Jul 2
WHAT'S NEW IN VERSION 3.0:
• Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you.
• Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is.
• Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round.
• PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)
3.0 Jun 30
WHAT'S NEW:
• PRO Multi-Device Synchronization: Enjoy instant, automated data syncing exclusive to PRO users, keeping your accounts perfectly matched on every device.
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.7.1 Jun 2
WHAT'S NEW:
• PRO Multi-Device Synchronization: Enjoy instant, automated data syncing exclusive to PRO users, keeping your accounts perfectly matched on every device.
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.7 May 29
WHAT'S NEW:
• NEW: Apple Pay Sync – Automatically track your Apple Pay transactions.
• NEW: Offline Mode – No internet? No problem. AI Money can now work fully offline!
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.6.3 May 22
WHAT'S NEW:
• NEW: Apple Pay Sync – Automatically track your Apple Pay transactions.
• NEW: Offline Mode – No internet? No problem. AI Money can now work fully offline!
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.6.2 May 14
WHAT'S NEW:
• NEW: Apple Pay Sync – Automatically track your Apple Pay transactions.
• NEW: Offline Mode – No internet? No problem. AI Money can now work fully offline!
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.6.1 May 12
WHAT'S NEW:
• NEW: Apple Pay Sync – Automatically track your Apple Pay transactions.
• NEW: Offline Mode – No internet? No problem. AI Money can now work fully offline!
Updates in version 2
• Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly.
• Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online.
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.
2.6 May 10
NEW: • Track via Apple Pay
Last Updates:
• WhatsApp, SMS, and Smart Budgets!
• Log transactions via WhatsApp
• Log Transactions via bank SMS
• Set personal budgets to master your finances
Updates in version 2.0
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• AI Fixes: We’ve squashed bugs in our AI features for a smoother, more reliable experience.
• Fresh Look: A revamped UI and Facebook login for a faster, smoother experience.
• Bug fixes
2.5.2 May 5
NEW: • Track via Apple Pay
Last Updates:
• WhatsApp, SMS, and Smart Budgets!
• Log transactions via WhatsApp
• Log Transactions via bank SMS
• Set personal budgets to master your finances
Updates in version 2.0
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• AI Fixes: We’ve squashed bugs in our AI features for a smoother, more reliable experience.
• Fresh Look: A revamped UI and Facebook login for a faster, smoother experience.
• Bug fixes
2.5.1 May 3
NEW: • Track via Apple Pay
Last Updates:
• WhatsApp, SMS, and Smart Budgets!
• Log transactions via WhatsApp
• Log Transactions via bank SMS
• Set personal budgets to master your finances
Updates in version 2.0
• Smart Budgets: Set and monitor personal budgets to keep your finances under control.
• WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
• Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
• Voice Input: Add income and expenses hands-free using just your microphone.
• Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
• Natural Language: No more complex forms; just type what happened in plain text.
• AI Fixes: We’ve squashed bugs in our AI features for a smoother, more reliable experience.
• Fresh Look: A revamped UI and Facebook login for a faster, smoother experience.
• Bug fixes
2.5 May 1
NEW: Track via WhatsApp, SMS, and Smart Budgets!
Log transactions via WhatsApp or bank texts, and now set personal budgets to master your finances.
. Smart Budgets: Set and monitor personal budgets to keep your finances under control.
. WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly.
. Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank.
. Voice Input: Add income and expenses hands-free using just your microphone.
. Smart Scanner: Snap a photo of any receipt to log it automatically with AI.
. Natural Language: No more complex forms; just type what happened in plain text.
. AI Fixes: We’ve squashed bugs in our AI features for a smoother, more reliable experience.
. Fresh Look: A revamped UI and Facebook login for a faster, smoother experience.
. Bug fixes
2.4.1 Apr 28
Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt.
WHAT'S NEW IN VERSION 4.1:
• Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date.
• Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app.
• Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you.
• Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about.
• Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise.
• Notification Center: A single panel to decide exactly which reminders you get and when.
• Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one.
• Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.
more Version 4.1.2 21h ago
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Location Contact Info User Content Identifiers Usage Data Diagnostics Other Data Data Not Linked to You The following data may be collected but it is not linked to your identity:
