Plasma One is the global money app for people who earn, save, send, and spend across borders.
Hold dollars, send money in seconds, earn through defi, and spend with a card wherever Visa is accepted.
Use Plasma One to:
SPEND LOCALLY, WHEREVER YOU ARE
Create a virtual card for Apple Pay or order a physical card in the app. Pay at Visa-accepting merchants in 200+ countries. Receive cashback on eligible card purchases.
A CARD JUST FOR YOU
Lite gives you the essentials: get a free card, save in dollars and spend globally.
Core is for people who use AI every day and want more from their spend, with higher cashback on AI spend, and added perks.
Platinum is for people who expect more from every dollar: the highest cashback, premium travel benefits, and concierge-style perks.
SEND MONEY INSTANTLY ACROSS BORDERS
Send to other Plasma One members in seconds with no transfer fee. Move money to friends, family, contractors, or suppliers without waiting days for traditional rails.
EARN THROUGH DEFI
Deposit into the Earn DeFi vaults to earn variable yield. Rates vary and are not guaranteed.
ONLY YOU CAN MOVE YOUR MONEY
Plasma One is a non-custodial wallet, meaning only you hold the private keys. On-device key generation ensures no third party can move your funds without your authorization.
MANAGE EVERYTHING IN ONE PLACE
Track your balance, transaction history, and rewards in a clean interface. Top up your account, spend, and monitor real-time earning rates from a single app.
TRANSPARENT PRICING, FLEXIBLE RAMPS
Transfers between Plasma One members have no transfer fee. While partner fees or on-ramp/off-ramp charges may apply depending on funding method, all costs are displayed upfront.
Download Plasma One, and get your card in minutes. Physical card coming soon.
Plasma One delivers on its promise of effortless cashback, amassing over $100 in rewards through straightforward usage. Onboarding is minimal—just an email and basic profile setup—with transparent permission requests for purchase tracking. Daily use is frictionless; the app quietly integrates with supported retailers, though the absence from Apple Wallet is a notable omission for convenience-focused users.Functionality is rock-solid across iOS, with reliable performance on mid-range devices. The UI is clean, prioritizing utility over ornamentation, though some may find the monochrome palette stark. Privacy stands out positively—no unnecessary data collection, clear retention policies, and easy account deletion.Monetization is fair: a free tier with optional premium features that enhance, not hinder, core use. Battery impact is negligible, with background activity kept in check. The main flaw? Limited offline access and sporadic sync issues.An exceptional cashback tool marred by wallet integration gaps. For frequent shoppers, it’s indispensable. Others might wait for improvements. 9.0/10. Power users, cashback enthusiasts.
Developer Response
Hi, glad the cashback has crossed $100 for you. The Apple Wallet gap and sync issues you mention are fair callouts and both are logged. If anything comes up, support@plasma.org.
Very terrible experience !!!
Sunflowers0607
Absolute nightmare onboarding experience. The app uses Sumsub for KYC but completely locks the front-end address field, making it impossible to type in a required unit/flat number. The system then rejects you for missing information that it literally won't let you enter.When you contact support, it gets worse. First, an agent named Jason gives a "final decision" rejection without looking at the screenshots of their broken UI. Then, another agent shifts blame to the POA documents. After finally providing a perfect statement from a traditional bank, they reset my profile, but the app just threw generic errors for days.Ultimately, support admitted, "There seems to be a bug with your current account." Their brilliant solution? Waste more time and create a brand-new account from scratch.If your core compliance and onboarding funnel is this broken and your support team can't even manually override a known system bug, the app is not ready for production. Avoid until they fix their classic software loops.
Developer Response
Hey Sunflowers, eally sorry to hear that your experience has been negative. This feedback is really valuable and will help us avoid these issues in the future . Please could you contact us on support@plasma.org, mention that I asked you to and we can prioritize making this right and see if we can expedite getting things fixed for you.
Finally!
hwbehrens
So far, all financial apps I’ve used either focus on being friendly to traditional finance rails, OR being very crypto native. This is the first time I’ve used a product that actually feels like it’s possible to combine the two sides in a seamless way.Still has some growing to do with multiple cards, joint accounts, on-ramp options etc but overall very close to my ideal product.
Developer Response
Hi hwbehrens, thank you. We’re still in private beta and there’s a long way to go, but it means a lot that the direction already feels right. Multiple cards, joint accounts, and more on-ramps are all on our radar. Thank you for the thoughtful review.
Severely Flawed and Unsafe Onboarding Experience
Paul berin
Absolute nightmare onboarding experience. The app is extremely unreliable and feels unsafe to use. They rely on Sumsub for KYC, but the entire verification process behaves inconsistently and seems to depend on someone’s mood rather than any real standards. My documents were fully valid, clear, and within all requirements, yet the system kept looping and asking for resubmission without giving any explanation. Their registration, identity checks, and document handling are chaotic and unprofessional. Users should be very cautious when providing personal information here because nothing about this platform shows transparency or proper data handling. This is one of the worst onboarding experiences I have ever encountered.
Developer Response
Hi Paul, verification looping without a clear reason is not the experience we want. You should not have to resubmit documents without an explanation. Please email support@plasma.org with the email on your Plasma One account and let's get this fixed for you.
Bug fixes and performance improvements
Version 1.16.0
The developer, Plasma, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Plasma
Size
118.6 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
